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A life insurance policy helps young couple find closure after tragedy strikes.

A Simple Act of Love

Raymond Padilla loved to take evening trail walks and gaze at the stars and the moon with his fiancé, Sabrina. She says Raymond was the embodiment of the motto, “Live, Laugh, Love.”

Although he was only 24, the Puerto Rican native who lived in Connecticut had an old soul. He preferred spending time with those more mature than he, and always enjoyed family gatherings.

“Raymond had an infectious laugh and was always thinking of others,” Sabrina says.

That’s why Sabrina believes Raymond’s decision to get life insurance was “a simple act of love.”

The couple had talked about the need to protect loved ones from a loss after the family had a loss. They weighed the need against the relatively small monetary cost.

Sabrina was surprised to learn that a week after that discussion, Raymond went to State Farm® Agent Jon Racow’s office in Wallingford, Conn., to get auto insurance and, after speaking with an agent team member in Jon’s office, Raymond also purchased life insurance.

The couple continued living their lives, looking forward to the family time the holidays always bring. Celebrating Christmas Eve together, Raymond realized he had forgotten one of Sabrina’s gifts at his apartment. Always selfless and attentive, he insisted on going back to get it.

Sadly, he would not return.

On the way, Raymond’s car crashed head-on with another vehicle, with tragic results. Raymond died from his injuries.

Our days are often filled with simple acts of love, one after another, that over time create a better future. Purchasing life insurance is like that, too. It’s a simple act you can take today to ensure your loved ones are protected financially tomorrow if the unthinkable happens.

The Insure Your Love life insurance campaign, held every year in February, was created by the Life Happens organization as a way to highlight the basic motivation behind purchasing life insurance -- protecting the ones you love. State Farm is a member of Life Happens.

Here’s to appreciating all the little things we do and those everyday moments that shape our lives and give it meaning. Protect those everyday moments with life insurance, just like Raymond did.

Sabrina was so grateful and appreciative of the care and attention Jon and his team gave her during the claim process.

“Thanks to them,” she says, “Raymond’s ‘simple act of love’ made it possible for his remains to be sent to his mother in Puerto Rico, so she may lay him to rest in his homeland.”

About State Farm®:

For over 100 years, the mission of State Farm has been to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. State Farm and its affiliates are the largest providers of auto and home insurance in the United States. Its more than 19,400 agents and 67,000 employees serve over 91 million policies and accounts – including auto, fire, lifehealth, commercial policies and financial services accounts. Commercial auto insurance, along with coverage for rentersbusiness ownersboats and motorcycles, is also available. State Farm Mutual Automobile Insurance Company is the parent of the State Farm family of companies. State Farm is ranked No. 44 on the 2023 Fortune 500 list of largest companies. For more information, please visit

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