Frozen Pipe Losses Up in 2018

Extreme cold temperatures can create costly problems for property owners. State Farm claims data shows that losses related to frozen pipes in 2018 totaled more than $270 million, an increase of more than $162 million from 2017. If the outside temperature drops below 20 degrees Fahrenheit, water pipes in homes with insufficient insulation may freeze and break. Click on the numbers in the interactive image below for simple maintenance tips to help prevent property damage.

Top five states for frozen pipe water loss claims:

Illinois
New York
Pennsylvania
Tennessee
Texas

In the News:

WGLT (Bloomington, IL): How To Avoid Frozen Pipes When Temperatures Plunge (01/29/19)

Frozen Pipe Covered in Frost

Burst Frozen Pipe

A household 1/2" copper water pipe has frozen and cracked. The left pipe is hot water the right cold. Water is leaking from the crack into an unfinished basement area, the background is oriented strand board (OSB) and ice. This type of crack can happen in cold areas with poor insulation. The water inside the pipe freezes causing the crack, once water starts to flow a large amount of damage can quickly occur.

Open cabinet doors to allow heat to get to un-insulated pipes under sinks and appliances near exterior walls.

About State Farm®:

About State Farm:

For over 100 years, the mission of State Farm has been to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. State Farm Mutual Automobile Insurance Company and its affiliates are the largest providers of auto and home insurance combined in the United States. Its more than 19,200 agent offices and over 62,000 employees serve over 96 million policies and accounts – including auto, fire, life, health, commercial policies and financial services accounts. Commercial auto insurance, along with coverage for renters, business owners, boats and motorcycles, is also available. State Farm Mutual Automobile Insurance Company is the parent of the State Farm family of companies. State Farm is ranked No. 32 on the 2025 Fortune 500 list of largest companies. For more information, please visit http://www.statefarm.com.