Although lightning is an amazing act of nature, it can cause damage far beyond a storm you watch through your windows. Take for instance, lightning can strike up to 15 miles away from a developed storm. That’s why the adage “When thunder roars, go indoors” makes so much sense and why we get so nervous when that one family member (we all have one) rushes outside when they hear thunder.

According to the Insurance Information Institute, ground surges account for 50% of lightning related claims. This means that if lightning strikes near a home, it can cause a spike in electricity and short out a its electrical systems. Think the cost to replace shorted out electronics won’t hit your pocketbook too hard? Considering that in 2021, the average cost a lightning claim from State Farm was $12,000, you may think again.

“Look at everything in your home that is plugged into a wall. Now, take into account how much it would cost to replace even half of those items,” said Gina Wilken, State Farm Public Affairs Specialist. “Preparation is key for any kind of weather, and lightning is no exception. Have an annual conversation with your agent to ensure your coverage matches your life so that when something happens, you’re covered.”

To prepare your home for lightning

• Consider investing in lightning protection such as a lightning rod or surge protection devices.
• Consider a UL-listed surge protection device
• Talk with a trusted contractor or electrician to decide what is best for your home. 

Preparedness Day encourages people and organizations to come together on a single day to take action to raise awareness and reduce wildfire risks, and it provides a platform to share information and offer guidance to residents as they make changes to improve the survival of their homes and neighborhoods.  Thanks to support from State Farm, 150 grant recipients across 24 states will receive project funding awards of $500 each to support their wildfire mitigation activities on Preparedness Day. See the list of winners.

Over the past decade, the U.S. has witnessed a steady rise in wildfire activity. Experts predict this trend will continue. Despite the $2 to $3 billion per year to support wild land fire suppression efforts, the number of homes lost in wildfires per year has increased by more than 160 percent.

Wildfire risk exists in all 50 states. There is still time to make homes and communities safer from wildfire. NFPA and State Farm encourage people to get involved by planning a project and participating on May 1. Take the first step with the help of the free NFPA Wildfire Community Preparedness Day Toolkit. NFPA suggests a three-stage process to reduce wildfire fuel and fashion a buffer around property. To create defensible space and reduce your risk:

• Raking and removing pine needles and dry leaves within a minimum of 3 to 5 feet of a home’s foundation. As time permits, continue up to a 30-foot distance around the home. Dispose of collected debris in appropriate trash receptacles.
• Cleaning pine needles from roof and gutters and paying attention to maintaining the home ignition zone.
• Getting out your measuring tape and seeing how close wood piles are located to the home. If closer than 30 feet, they need to be relocated and moved at least 30’ away from structures.
• Sweeping porches and decks clearing them of leaves and pine needles. Raking under decks, porches, sheds and play structures.
• Removing items stored under decks and porches and relocating them to a storage shed, garage, or basement. Gasoline cans and portable propane tanks should never be stored indoors and should be located away from the home.
• Posting and sharing Facebook and Twitter messages with tips and best practices with others in your community. (See sample posts from NFPA here.)

State Farm also recommends policyholders:

• Review your insurance policy to make sure you’re covered in the event of a wildfire
• Create a home inventory to assist in the claims process
• Create a disaster preparedness plan that includes your pets and animals

For more resources and information about national Wildfire Community Preparedness Day including videos and tip sheets, visit www.wildfireprepday.org.

January 11, 2021 – The threat of wildfire is becoming increasingly prevalent and dangerous, posing greater risks to people and property than ever before. With challenges to holding large public gatherings in many areas this year, the National Fire Protection Association (NFPA) and State Farm® are hosting the eighth annual Wildfire Community Preparedness Day (Preparedness Day) event on Saturday, May 1, 2021 with a focus on what homeowners can do now to help protect their personal property from wildfire.

Years of scientific research support the prescription of removing fuel sources from the area around the home – known as the “home ignition zone” – and is a key component to making a home safe from embers and radiant heat from wildfires. Simple, low cost home improvement projects such as clearing dead leaves, debris, and pine needles from roofs and gutters, keeping lawns and native grasses mowed to a height of four inches, removing anything stored underneath decks or porches that could burn, and other similar actions are being actively supported by NFPA and State Farm on Preparedness Day and can be easily undertaken by the majority of homeowners.

Since 2014, community groups and individuals have taken part in the campaign, completing hundreds of wildfire safety projects across the United States. Preparedness Day gives people of all ages a chance to plan and participate in a risk reduction or wildfire preparedness activity that makes their homes and community a safer place to live.

Financial support from State Farm will once again enable NFPA to provide 150 applicants from across the country with $500 awards to complete a wildfire risk reduction project on Saturday, May 1. Project applications can be submitted through February 26, 2021. Apply for an award.

Over the past decade, the U.S. has witnessed a steady increase in wildfire activity. Experts predict this trend will remain. Despite billions of dollars to support wildland fire suppression efforts, the number of homes lost in wildfires per year has increased by 163 percent and wildfires now cost the U.S. an estimated $63 to $285 billion per year in losses.

“There are nearly 45 million homes in areas prone to wildfire today, and wildfire risk is nearly present in every state,” said Lorraine Carli, NFPA vice president of Outreach and Advocacy. “In preparation for a future with more wildfire activity, homeowners need to understand their role and take action in reducing wildfire risk. Preparedness Day 2021 offers communities a unique opportunity to engage in this process.”

“State Farm finds it important to inform and encourage homeowners and communities to adopt effective wildfire mitigation programs that produce stronger, safer homes where lives are saved and a family’s largest investment is better protected,” said Vickie Hodges, State Farm Underwriting Analyst.

For more information about Wildfire Community Preparedness Day, funding awards, project ideas, and free resources to download, please visit www.wildfireprepday.org.

For this release and other announcements about NFPA initiatives, research and resources, please visit the NFPA press room.

Resources:

• www.nfpa.org
• Wildfire Education
• Firewise
• Creating a Home Inventory
• Tips to help prepare for and recover from wildfires
• What to Do After a House Fire