Feeling Fortunate

If somebody would have told Levi Sturgeon he’d be able to earn advanced college degrees and designations while working full-time – and not incur debt – he probably wouldn’t have believed it. In his defense, it is pretty incredible.

It’s also 100% true.

Levi’s a State Farm® Human Resources & Development manager in Bloomington, Illinois. After missing out on a job opportunity 10 years ago, he decided to go back to school to develop skills to make him more competitive. Since then, he’s earned a bachelor’s degree, an industry designation and a master’s degree – all while working full-time at State Farm! Today, Levi has a job he loves and an education he never thought he’d have.

One thing he doesn’t have? Student loan debt.

“I consider myself very fortunate to have zero school debt because of the generous tuition assistance program at State Farm,” Levi shared.

Ready to focus

Alyssa Dabney, a claims support specialist in Charlottesville, Virginia, might have found her tuition assistance pretty hard to believe, too, back when she was struggling with the decision to transfer to a four-year school. She just wasn’t sure if she could afford it, but thanks to State Farm, she’s now working toward a bachelor’s degree.

“Now, I can focus on my schoolwork without worrying about how I’m going to pay for it,” Allysa said. “This degree is going to help me learn and refine my skills. In turn, that’ll lead to new opportunities and help me advance my career.”

Greater Convenience. Less Worry.

Providing educational access for all employees is a great benefit. The inclusion of direct billing earlier this year made it even greater. With direct billing, employees can attend courses with little to no out-of-pocket expense. State Farm pays tuition and fees directly on the employee’s behalf. (Employees still have to pay for books, but are reimbursed.) This allows employees to focus on their career and learning, rather than worrying about how to pay for it.

This program is available to employees who attend courses at Lincoln College in Normal, Illinois, and Georgia State University (GSU) in Atlanta. Additional “direct bill” schools will be added.

In addition to tuition assistance, employees in the programs have access to advising assistance to help keep them on track.

Kenneth Howard attended Hampton University where he studied Business Management. While at Hampton he was a walk-on football player who went on to receive a football scholarship, and was initiated into the Omega Psi Phi Fraternity Incorporated. Both experiences enriched Kenneth’s experience at Hampton.

“I think in various leadership roles that I’ve had in my fraternity, other organizations and even as a football player helped me develop leadership skills, relate to others and provided me the ability to garner that support of others to go toward a common goal,” said Howard, a Technology Director at State Farm®. “I definitely take what I learned outside of State Farm as a validation point that really speaks to my collaborative leadership style, leading strong teams and driving quality results.”

Donna Jones attended Howard University, where she studied Insurance. Howard was one of 112 schools that offered Insurance as a business major. She was an insurance scholar and an officer for the Asa T. Spalding Insurance Society. Donna is now a State Farm agent in Winston-Salem, N.C.

“I think the internship opportunities and my overall experiences at Howard provided me with 85 percent of the business knowledge I still use today. I gained a lot of practical knowledge that I don’t know how I would have learned otherwise,” she said.

Opportunities for Success

Jones applied to Howard University after reading an article about it in a Jet magazine. She is a first-generation college student and was enriched by the students around her.

“When you go to Howard, you’re one of the smartest from your high school. When you get there, you quickly discover everyone else is too,” she said.

Howard began his college career at the University of Cincinnati and transferred to a much smaller Hampton University after two years. He was able to truly bond with classmates and teachers in a class of 30 compared to 300.

“Whether they were legacy students or not, being around high caliber students helped me raise my game and helped me to compete in my peer group as far as my educational accomplishments,” he said.

Giving Back

“My experience at Hampton really showed me the value and importance of giving back,” Howard said.

He’s been involved as a Board member of Safe Kids of Georgia on behalf of State Farm and previously served on the Management Information Systems Advisory Board at the University of Georgia. He held several leadership positions with organizations outside of State Farm. He served as President of Commitment to Excellence, a nonprofit organization which provides funding for high school students who want to attend college and offers a mentoring program.

Jones plays an active role in her community. In addition, she provides internship opportunities in her agency.

“I’m excited to be in a position that I can give back and provide internships through my agency. I’m energized by my experience at Howard and hopefully can give that to somebody else,” she said.

Wind and hail are a common occurrence this time of year. Already this spring severe storms have damaged thousands of homes and vehicles across the country. A North Texas resident rebuilding her home following a fall tornado is proof the weather warnings ring true. Priceless memories can be lost.

The college soccer star feared four championship rings were gone forever when fall storms hit her home. A claims inspection weeks later, blocks away and unrelated to her own, turned her fear to joy.

A Terrifying Experience

When one of 10 tornadoes threatened Chelsea Raymond’s Garland, Texas, neighborhood Oct. 18, friends and family called concerned about her safety. Chelsea quickly took shelter with her dog under a mattress in the bathroom.

“Loud noises, everything breaking. Then, it went silent.” Chelsea, who is already scared of storms, said the experience was terrifying. Her home took a direct hit from an EF-2 tornado that tore through with 135 mile per hour winds. Emerging from the bathroom, she was thankful to be uninjured and hopeful not too much damage had occurred. She quickly saw her car and home had been destroyed.

“It was a shock, but the main thing is I was OK and my dog was OK, because that’s something no one can replace, but the other stuff I can. Of course it was sad to have to replace everything, but I’m OK with it,” she said.

Some of the personal property had priceless sentimental value. Chelsea starred as a soccer starter her four years at Texas’ Stephen F. Austin University. Chelsea and her teammates won four conference championships, creating a lifetime of memories. But, her treasured championship rings that helped relive those moments were carried away by the twister.

“I just think this tornado took everything where it wanted to take it,” Chelsea said. Her four championship rings couldn’t be found among the mangled debris. Luckily, two have been recovered, one by a neighbor in an alley, another on a random roof re-inspection.

Three Blocks Over

Looking at damaged roofs across Dallas – Fort Worth isn’t uncommon. According to State Farm^® claims data, Texas had more claims paid related to wind and hail than any other state in 2019. It’s sometimes what you find that is unique.

“I walked around the back of the roof for measurements and photos and something caught my eye,” said Jacob Kilcrease, State Farm Claims Specialist. Through random assignment, he was three blocks from Chelsea’s home about three months after the tornado. He jokes he finds toys often and first thought it was a ring from a gumball machine, but quickly realized it had much more meaning.

“When I originally found the ring, I saw the name, inscription, and immediately Googled the name and found a local news article that she was missing the ring.”

With the help of social media and a local news station, Jacob reunited the ring with Chelsea, making it one of the more unique discoveries and rewarding claims he’s worked.

“It’s almost like a needle in a haystack. I didn’t really believe it,” Chelsea said of the call informing her the second of her four missing rings had been found.

Jacob was amazed at all the coincidences that had to happen in order for him to come across Chelsea’s ring. From the ring hitting and staying put on a State Farm customer’s roof to that customer getting randomly drawn for re-inspection and the customer allowing it, “the stars had to align for all of that to take place. The odds of that happening are just unbelievable.”

Wind and hail are a common occurrence this time of year. Already this spring severe storms have damaged thousands of homes and vehicles across the country. A North Texas resident rebuilding her home following a fall tornado is proof the weather warnings ring true. Priceless memories can be lost.

The college soccer star feared four championship rings were gone forever when fall storms hit her home. A claims inspection weeks later, blocks away and unrelated to her own, turned her fear to joy.

A Terrifying Experience

When one of 10 tornadoes threatened Chelsea Raymond’s Garland, Texas, neighborhood Oct. 18, friends and family called concerned about her safety. Chelsea quickly took shelter with her dog under a mattress in the bathroom.

“Loud noises, everything breaking. Then, it went silent.” Chelsea, who is already scared of storms, said the experience was terrifying. Her home took a direct hit from an EF-2 tornado that tore through with 135 mile per hour winds. Emerging from the bathroom, she was thankful to be uninjured and hopeful not too much damage had occurred. She quickly saw her car and home had been destroyed.

“It was a shock, but the main thing is I was OK and my dog was OK, because that’s something no one can replace, but the other stuff I can. Of course it was sad to have to replace everything, but I’m OK with it,” she said.

Some of the personal property had priceless sentimental value. Chelsea starred as a soccer starter her four years at Texas’ Stephen F. Austin University. Chelsea and her teammates won four conference championships, creating a lifetime of memories. But, her treasured championship rings that helped relive those moments were carried away by the twister.

“I just think this tornado took everything where it wanted to take it,” Chelsea said. Her four championship rings couldn’t be found among the mangled debris. Luckily, two have been recovered, one by a neighbor in an alley, another on a random roof re-inspection.

Three Blocks Over

Looking at damaged roofs across Dallas – Fort Worth isn’t uncommon. According to State Farm^® claims data, Texas had more claims paid related to wind and hail than any other state in 2019. It’s sometimes what you find that is unique.

“I walked around the back of the roof for measurements and photos and something caught my eye,” said Jacob Kilcrease, State Farm Claims Specialist. Through random assignment, he was three blocks from Chelsea’s home about three months after the tornado. He jokes he finds toys often and first thought it was a ring from a gumball machine, but quickly realized it had much more meaning.

“When I originally found the ring, I saw the name, inscription, and immediately Googled the name and found a local news article that she was missing the ring.”

With the help of social media and a local news station, Jacob reunited the ring with Chelsea, making it one of the more unique discoveries and rewarding claims he’s worked.

“It’s almost like a needle in a haystack. I didn’t really believe it,” Chelsea said of the call informing her the second of her four missing rings had been found.

Jacob was amazed at all the coincidences that had to happen in order for him to come across Chelsea’s ring. From the ring hitting and staying put on a State Farm customer’s roof to that customer getting randomly drawn for re-inspection and the customer allowing it, “the stars had to align for all of that to take place. The odds of that happening are just unbelievable.”

Georgia State University Perimeter College – Decatur created the Learning, Income and Family Transformation (LIFT) program in 2017 with the support of State Farm. The program aims to improve student success rates by combining data-driven academic advisement and support with scholarships, employment opportunities and leadership training.

The first of the State Farm Scholars are expected to graduate in the next three semesters at a rate of 85 percent – five times better than the university’s overall graduation rate. The support from State Farm for the LIFT program has likely transformed the lives of these students and their families.

“The State Farm Scholars’ journey over the past two years has been nothing short of inspirational,” says DeWayne Griffin, Enterprise Technology Executive – Data. “It’s a proud moment to witness them and their families’ excitement, as well as playing a part as an organization in helping them realize their post-secondary educational dreams come true.”

State Farm Education Assist, part of the Neighborhood of Good^®, provides funding for a series of full-ride scholarships for these State Farm Scholars. The program expands staff support, supports emergency grants to help students cover life’s necessities, funds a mentoring program and supports financial literacy programming for students and families in South DeKalb communities.

State Farm employees volunteer time and expertise to these programs and students through professional development and networking opportunities. State Farm agents provide internship opportunities.

“The GSU LIFT/Education Assist is a unique public-private partnership that has been and will continue to be instrumental in transforming lives and creating a path for upward economic mobility in South DeKalb County,” says Mark Robinson, Philanthropy analyst. “The fact that education is the driver of this work is absolutely consistent with who we are as an organization.”

The LIFT program will be scaled to each of Perimeter College’s campuses this academic year because of the success at the Perimeter College – Decatur Campus.

She had always done well in school, so her academic performance would not be what prevented her from being a first-generation college student. Rather, Karina’s hurdles would be finding help to fund her education, getting placed in the best school possible while balancing being a young wife and mother.

Then came what Karina describes as a “random email” one day while an undergraduate student at San Diego State University. It was an informational message from MANA de San Diego, a Latina leadership program in Karina’s hometown. MANA awards $40,000 to $50,000 annually in financial support to students seeking an associate’s degree through doctoral candidates.

“I decided to apply,” Karina says. “I initially submitted my application in hopes of getting funding help for college. It was the only scholarship application I submitted that required an in-person interview. And from that first interview, I felt an immediate connection with MANA de San Diego.”

The bond formed in that interview continued to grow. Karina began attending events the organization sponsored, volunteered and networked with other professionals and companies that support MANA de San Diego.

Karina, 28, was one of the first women to go through MANA de San Diego’s Latina Success Leadership Program of which State Farm^® is a supporter. Karina went graduate school 2,300 miles away at the University of Michigan where she earned a master’s of science in chemistry.

Upon her return home to San Diego, Karina was hired as a scientist at General Atomics. She is the only Latina on her team. Karina credits MANA with giving her the confidence to pursue college, and more uniquely, a male-dominated career.

Rosa María Hernández is director of development and member services at MANA. She came to work for the organization after 10 years in academia and after going through the MANA volunteer-based program herself.

“It’s been great to see how it’s evolved and how it’s impacted so many in such positive ways as it has Karina,” says Rosa. “It gives them the tools, advocacy and strength for them to rise up and the strength to take a chance.”

Karina’s quick success in the company and leadership skills she honed through MANA led to a promotion of two levels. She still calls her mentor once a week.

“I was surrounded by strong, successful women mentors through MANA,” says Karina. “It was real leadership training, and I knew if they could be successful, I could, too.”

And, of course, Karina’s family beams with pride in her accomplishments.

“They are proud and see me as successful,” says Karina. “And there is so much more that I want to do to continue to succeed. That’s why my MANA connections are still so important; they keep shooting for my goals and where I want to be.”

Says Rosa, “I describe MANA as an organization that creates cyclical change. Once you train and encourage one person in the family, you can change the whole family. Karina is a great example of that.”

Meet Pam Sandlin, San’s soon-to-be older and wiser friend. “I didn’t know what to expect,” Pam smiled. “Was I nervous? Yes.    But I couldn’t wait to meet her.”

Little did Pam or San know, their after school introduction would be the start of an incredible story…

…one that began after each decided to join Big Brothers Big Sisters of Middle Tennessee.

Flashback to 2009:

“The organization did a great job matching us,” said Pam. “Early in the relationship, we discovered we had lots in common. We’re both taller than average, love basketball, we’re close to our grandmothers, and love our families.” 

Pam learned about Big Brothers Big Sisters through her employer, State Farm.

“I was an empty nester looking for a meaningful way to give back to my community. When State Farm shared the opportunity to get involved with Big Brothers Big Sisters (BBBS), it was perfect. I love children and thought, ‘this is my chance to be a Big Sister!’”

During their first encounter at San’s elementary school, the pair instantly clicked. Soon, they were meeting every week to laugh, joke, share stories and dreams. “I always looked forward to seeing Pam because I knew we’d have a great time,” said San. “We’d go to the movies, eat at restaurants, watch basketball games – and we even went whitewater rafting! She makes life a happy adventure.”

A Friendship in Full Bloom

San says Pam saw her strengths and encouraged her to be the best person she could be. “My favorite memory is a special camping trip we took together. The theme of the weekend was, Face your Fears. I have a fear of heights. But Pam made sure I didn’t miss out on the fun. With her encouragement, I finished an obstacle course, climbed mountains, walked a tight rope and even zip-lined! Pam is my rock.”

But the Big Sister encouragement didn’t stop there.

“In addition to our fun, I often talked to San about her future,” said Pam. “Wherever we’d go, we’d strike up conversations about the careers of people we came in contact with. I reminded her how important a high school diploma is - and we talked about college a lot.”

A New Journey

As the years passed, Pam watched San grow from an introverted fourth-grader into a confident, strong young woman. Elementary school came and went, then junior high, then the final years of high school arrived.

“Pam toured colleges with my mother and me,” said San. “My favorite journey was our three-day trip to Louisiana State University. It was the longest amount of time we’d spent together and we grew even closer.” 

In May of 2017, San graduated high school. Pam was there to celebrate her success. “Oh my goodness, I’m so proud of her,” said Pam. “She’s such a mature young lady and a leader among her peers. She told me about times when things got tough in school, yet she was the source of comfort for other students. They considered her honest and trustworthy.”

In the fall of 2017 San began her freshman year at Volunteer State Community College, with plans to pursue a career in psychology. “I always wanted to help people the way Pam has helped me,” San explained. “In sixth grade I received high marks on a career test and since then have always wanted to be a doctor, nurse or psychologist.”

While Pam and San’s formal mentoring ended when San graduated high school, their relationship has not stopped. “I’ve enjoyed watching her grow, excel and flourish,” said Pam. "She’s really a strong young woman and I want to continue helping her in any way I can. I’m so grateful to have Pam in my life. She’s encouraged me in whatever I wanted to do and has always been there for me.”

More than friends…

“After almost a decade of friendship, we’re sisters at heart,” smiled San. “We plan to remain in each other’s lives forever,” said Pam.

To learn more about Big Brothers Big Sisters, or to become a volunteer, click here.

The untimely death of a parent can be an overwhelming loss. But for some young people, it can also mean struggling to put food on the table or keep a roof over your head. It can also make the idea of attending college seem like a fairy tale.

“If it wasn’t for the kindness of friends, my brother and I would’ve been homeless after our mom died of cancer,” said Rachel Tang, a University of Southern California student originally from Bozeman, Mont.

These two words describe one man simply known as “Knis."

Meet Ron Knisley, an avid sports fan who spent a majority of his career working with the not-for-profit organization, Special Olympics Illinois. Through the years, he encouraged students with special needs to play sports, work as a team and ultimately achieve victory.

But Knis didn’t stop there. He wanted Special Olympics athletes to receive the same athletic opportunities and recognition as teens attending local high schools.

Big dreams and basketball

An annual event known as the State Farm Holiday Classic (SFHC), made Knis’ vision a reality.

Since its founding in 1975, the SFHC has grown into one of the largest, annual, coed high school holiday basketball tournaments in the nation. Each year, (between Christmas and New Year’s Day) it welcomes 64 varsity teams to Bloomington-Normal, Illinois.

In 2002, under Knis’ guidance, the SFHC added a Special Olympics Shootout to its schedule. Played on championship day, the Shootout features basketball  teams showcasing their skills while playing the game  they love. In its first year, the Shootout started small.  Just four local teams took the court. Fans weren’t sure what to expect. As the Shootout began, many left to stretch their legs or visit the concession stand.

But those who stayed witnessed something special…

Photo Credit Jeff Findley

They saw Knis’ dream come alive as Special Olympics athletes took center court, just like the other students. Basketballs thudded the ground, sneakers squeaked on the hardwood floor, and then came the sound…

The swoosh of the net as a basketball glided through it. Then another, and another. The crowd cheered! In that moment the spectators witnessed Knis’ passion and dedication reflected in the athletes’ joyful faces.

A holiday tradition

Since 2002, the Shootout has grown in popularity and participation. It now takes place in front of a packed house filled with thousands of people.

But today, an important part is missing.

Just three years after the Shootout began, doctors diagnosed Knis with an aggressive form of colon cancer. He fought hard to beat the disease, but treatments were unsuccessful. Knis passed away in 2005. To honor the man who made this Special Olympics Shootout a reality, the tournament was renamed:

The Ron Knisley Memorial Shootout, presented by the State Farm Holiday Classic and Special Opportunities Available in Recreation (S.O.A.R.), is still making an impact today. With the assistance of the local S.O.A.R. program, the shootout has grown into a two-day event featuring 16 teams from multiple states.

But Knis’ legacy doesn’t stop there

In addition to the shootout, the State Farm Holiday Classic awards scholarships to graduating seniors. Money received helps cover their college tuition. Scholarship winners are also invited back to the SFHC to officiate shootout games.

Forming Relationships

Nick Patkunas is a scholarship winner who jumped at the chance to return to the basketball tournament.

“The experience officiating the Shootout is one I’ll never forget," said Patkunas. “I hope future scholarship winners will accept this opportunity.”

For Patkunas, it was also an opportunity to reconnect with Special Olympics athletes - especially a player named Kurt Kinley. “I had already built a wonderful friendship with Kurt through another activity,” Patkunas explained. “His high spirits and energy had me smiling the entire time we were together! He's such a great kid.”

Nearly four decades later, the State Farm Holiday Classic continues to give back – providing ALL athletes the opportunity to play, achieve and be recognized for their accomplishments. After all, that was Knis’ passionately dedicated dream. A dream that became a reality.

Photo Courtesy Nick Patkunas

Tori Taylor doesn’t live in a castle. She wasn’t saved by a prince. You won't find a shiny crown atop her head. Nevertheless, some might say she’s a modern day Cinderella. Because, when Tori needed help, an unexpected fairy godmother arrived with a life-changing plan.

Tori’s Story

Unlike many of her peers, Tori didn’t grow up in a loving home. She lacked clean clothes, proper hygiene, and access to nutritious food. “I was sent to school in dirty, poorly-fitting clothing and a packed lunch often containing nothing more than crackers and cheese,” she explained.

To top it off, she was denied opportunities to finish her homework, pursue extra-curricular activities or learn to drive. “My dad and stepmom told me they would kick me out of the house when I turned 18,” she said. “I felt so afraid and alone.”

However, Tori wasn’t alone. Someone was watching.

An Unconventional Fairy Godmother

Michelle Walther, is a site coordinator for Communities In Schools. The national, nonprofit organization gives at risk students the support needed to achieve - both in and out of the classroom.

As a site coordinator at Centerville High School, Michelle noticed something wasn’t right with Tori. One day, she invited her into her office and asked:

“How are you doing?”

A single question led to a series of answers. Michelle learned Tori’s basic needs were not being met. She took immediate action. This included giving Tori clean clothes, opportunities to shower at school, healthy meals, and supplies like notebooks and highlighters to stay organized in class.

“Tori was like many of the kids we work with – so burdened from shortcomings that they can’t concentrate on being a good student,” Michelle explained. “Giving a child someone they can count on to provide for their needs changes their world.”

Tori says the extra help was surprising. “I had never received attention like this!” By the time senior year began, Tori’s life had greatly improved. However, she still had a big concern. “I feared turning 18 because I would be kicked out of my house,” she explained.

Once again, Communities In Schools stepped in to help.

A New Chapter

Michelle connected Tori with Melissa Vance. She warmly took her in. “No child should be forced to the streets just because they reach a certain age,” said Melissa. “Our family was happy to open our home and welcome Tori to be part of it.”

“I had never felt as loved and cared for, as I did then,” said Tori. “I grew up being treated as a burden…never feeling loved and wanted. Becoming part of this family helped me feel like I fit in and was just a normal teenager with a great family.”

Preparing for the Ball (a.k.a. – Prom)

Spring arrived - and with it came the big dance. One day after school, Michelle took Tori shopping for a dress and shoes. The day of prom, she had her hair professionally done.

“In less than a year, I had had gone from dirty, hungry and scared – to happy, loved and on my way to senior prom,” Tori shares.

A Happy Ending

Today, Tori is in her junior year of college, and works in the finance industry. Reflecting on her experience with Communities In Schools, she says she’s overwhelmed with gratitude.

“I don’t know where I would be today without the help of this wonderful organization,” Tori says. “I do know I would not be a part of a loving family, be on my way to a college degree, and have a full-time position in the finance industry. My life now is something I could only have dreamed about before Communities In Schools reached out to help me realize my worth and become the person that I am today.”

With support from State Farm, Communities In Schools is working to build stronger communities and change children’s lives. Tori’s Triumph is just one example of the many children it helps each year.

They wanted to help their peers graduate high school and attend college. They knew, from experience, the stereotypes and difficulties Hispanic high school students face and how to overcome them. They also knew of the resources needed to make a positive impact in their communities. H.o.P.e., a local non-profit, sprang from the ideas on that yellow napkin.

Hispanic Organization Promoting Education, H.o.P.e., is now making a difference for Hispanic Students in Georgia. In seven years it’s grown to more than 2,500 members at 33 high schools around Atlanta. H.o.P.e. members’ graduation rate is 100%.

“Our mission is to increase the graduation rate among Hispanic high school students. We do that through leadership, education, and community service,” David explains. “H.o.P.e. is transforming communities - one school, one family, and one student at a time. We are demonstrating the true potential of Hispanic youth in America.”

The H.o.P.e. Leadership Chapters have revolutionized extra-curricular activities. Through community service projects, participants develop leadership skills. The program also provides resources and opportunities to help with college applications and scholarships.

The H.o.P.e. culture has transformed what it means to be a Hispanic student in Georgia. It has become an integral element of a student's high school career.

David and Angela remain the driving force behind H.o.P.e.. They empower the next generation of passionate and dedicated student leaders. These officers lead, motivate and inspire their peers. Paul and Valeria are just two examples of H.o.P.e.’s impact. Here are their stories.

Paul Serrato is currently a sophomore at Stanford University. Listen to the Apalachee High School Valedictorian and H.o.P.e. alumnus deliver his powerful valedictory address.

Valeria Rincon served as a H.o.P.e. officer at Peachtree Ridge High School. She recently graduated top of her class and is now a freshman at Stanford University. She saw the evolution of H.o.P.e. and its amazing programs and events over the course of her high school career.

Valeria now serves as a H.o.P.e. Graduation Coach. As a mentor, she guides student officers through their own unique H.o.P.e. experience. Here’s her first-person account of one such experience…

"Bag in hand, shades on head, and heart in throat I stared in disbelief at the decaying structure before me. “This could not be it,” I thought to myself. But sure enough, it was. The bright yellow banner tacked to the side of the porch spelled out in big, black, bold letters “HYLS.” This was the retreat center for the 2014 H.o.P.e. Officer State Summit. 

For the next three days, I would board with sixty-eight other high school students in an outdated, unventilated, and heavily-congested venue. I was sure this was going to be like every other summit I had attended: long, exhausting, and ultimately pointless. But I knew somehow, I would survive. I always did. 

In these situations, humans always resort to survival mode. They cluster in packs and avoid coming into contact with anything foreign. Thus, breakfast on the first day went as expected. Cliques arose based on schools, and friendly chit-chat was exchanged ever so often. We all felt awkward, uncomfortable, and exposed. Thus, we kept quiet and kept to ourselves. 

Then it began. Salsa music flowed from all four corners of the room, beach balls rained from the ceiling, and neon lights bathed us in a rainbow of colors as David and Angela boomed into their microphones “HELLO H.o.P.e. FAMILY!” The sea of officers thundered in applause and cheers. Finally, when the air was cleared and the calm was restored, a new beginning dawned on the participants of the HYLS. A new era of H.o.P.e. had commenced. 

The purpose of the HYLS was to teach us, the officers, to “live, breathe, and love” H.o.P.e.. We embraced the credo of HoPe: to raise the graduation rate among Hispanic high school students through leadership, education, and community service. Simple enough, right? Unfortunately, I had misunderstood. It was not that simple. To unleash the power of HoPe you had to understand its purpose, not interpret its tenants. And its purpose is quite significant. It is to change lives.

But how do you change lives? How do you convince someone to believe in H.o.P.e.? Simple. You break down barriers. At the HYLS we were taught to get rid of preconceived notions, and create a trusting and accepting environment. As insecurities, strengths, and aspirations were revealed, strangers blossomed into friends. We were brought together by the current of our common culture, the current of our common hardships, and the current of our common goal. Thus, together we learned to thrive. And together we learned to HoPe.

Bag in hand, shades on head, and heart in throat I stared in disbelief at the H.o.P.e. family before me. “This could not be it,” I thought. But sure enough, it was. The HYLS was coming to a close. The message was now mine to spread: “H.o.P.e.. Breathe it. Live it. Love it.”

H.o.P.e. demonstrates the true potential of Hispanic youth in America. Support from individuals and organizations, like State Farm, enables them to continue to grow and expand. The H.o.P.e. movement is alive and booming. They invite you to join them.

Having traveled them so frequently, Kyndra Mitchell knew public transportation routes and cracks in sidewalks in the Detroit metro area by heart.

As a team member in State Farm^® Agent PD Dandnaik’s office, Kyndra’s daily routine for a year and a half included riding two city buses up to three hours and walking another mile and a half every day to get to work. She repeated the process to get home.

“It would have been easy to just say forget it, but I wanted to work and learn,” Kyndra says. “I learned how to work here.”

In addition to working part time in PD’s office as a receptionist, Kyndra attended college classes part time as she pursued her bachelor’s degree in psychology. She used public transportation and her own two feet to get there, too.

Development and investment in his team members are the backbone of PD’s office in Redford, Mich., and his second office in Detroit. He encouraged Kyndra to pursue higher education as part of her overall development in his office.

“As part of her commitment to me and my office, I thought about what I should be doing to develop and support her,” PD says.

Kyndra, who is now licensed in Property & Casualty Insurance and Bank-trained, earned her college degree in psychology in May 2016. And PD and the team were there to celebrate with her. Kyndra credits PD with encouraging her to earn her college degree despite several obstacles that stood in her way

“The last few years of my life have completely changed since I started working here,” Kyndra says. “I have become more efficient, assertive and confident in everything I do.”

Kyndra wants to pursue her career with State Farm at one of the main Hub offices with dreams of opening her own State Farm^® office someday.

And she’s not riding buses anymore to get to work as she saved enough money to buy her own car.

“PD invests so much time and energy in us, it makes you want to do well for him and the rest of the team,” Kyndra says.

Vivian and her family immigrated to New Jersey from the Dominican Republic when she was young. In her freshman year of high school, she was still learning English.

Vivian was shy, scared and dealing with culture shock. Now in 11^th grade, Vivian is on track to become the first in her family to graduate college.

In the beginning of his senior year, Israel was preoccupied with academics and other responsibilities. As a result, he delayed applying to colleges. Fast forward, now he’s heading off to Rutgers University with a scholarship, covering his room and board.

Vivian, Israel, and many other Newark, New Jersey students, take advantage of the resources at the College Success Centers. As a result, hundreds of high school students who may not have considered college now have valuable opportunities.

In a city with overcrowded classrooms and inadequate school supplies, Abbott Leadership Institute (ALI) is helping Newark’s students gain equal ground.

“There’s been a pretty extensive gap between high school and college here,” says Kimberly Ledgister, College Success Center Program Coordinator. “Many students didn’t consider college after high school and others simply didn’t know how to apply or afford tuition.”

College Success Centers (CSCs) are the brainchild of the very students frustrated with their lack of resources. CSCs are a program under the Abbott Leadership Institute Youth Media Symposium.

“We knew what we needed and fought hard for it,” says Israel. “A group of us would meet and discuss ideas. We would have notes on yellow papers all over the room.”

Their next challenge was to find funding to create the program.

Fortunately, the students heard about the State Farm Youth Advisory Board grant program. They applied and received two grants, two years in a row, totaling more than $171,000.

In just two years, ALI created five permanent College Success Centers – all run by students - and three pop-up sites located in schools throughout the city. Approximately 250 students have already used the services which are:

• learn more about the college application process,

• learn skills for successful adaptation to college life,

• tutoring and SAT preparation,

• college tours, resume building, and

• Internship and career exploration.

“I started very late applying to college,” explains Israel. “It was stressful. I came to the Center and got help in filling out applications. I also learned of Rutgers University’s Honors Living Learning Community, which is a program for students with a passion for social justice and advocacy. The site coordinator kept pushing me to apply and I finally submitted my application the day before the deadline.”

Vivian’s school counselor encouraged her to be more sociable and to further her education.

“At first, I would avoid her because I lacked confidence,” Vivian explains. I was lost, but eventually came to the Center. Because I have no home computer, being able to do research there was especially helpful.”

“Before coming to the Center, I visited two college campuses,” continues Vivian. “Now I’ve been to many and had the opportunity to see colleges outside of just this area. It’s great to see what choices are out there.”

Vivian has gone from being withdrawn to being an advocate. She encourages her younger cousins and other students to do their homework, succeed in school, and attend college tours. She also speaks to audiences during ALI events about her experience and has found a passion in photography.

The Youth Media Symposium success stories don’t end here. There’s Shayla who was nearly expelled from high school and, after getting involved with the Centers, now attends college tours and turned a failing grade to a “B.”

There’s also Joshua. YMS staff worked for a year on bringing a College Success Center to his high school. Joshua stepped in, advocated for the new location, arranged a presentation at the school, and the contract was complete a week later.

“Our students are the backbone of this program and the future of our country,” say Kimberly. “College readiness is crucial to that future.”

Finding the first job out of college or technical school is tough. It can be a stressful time filled with complicated decisions like picking the right type of company and choosing the right first job.

There is also a lot of competition. Internships can be a great way for students to determine whether a career or a company are the right fit. It also helps them gain real-world skills and experience to stand apart from their peers.

Internships for high school students can be hard to find. Luckily, for student Mai Vang, the STEP-UP Achieve program at AchieveMpls provides paid internships each year for 600 youth ages 16-21. More than 160 business in the area participate by providing jobs and mentoring for these young people. STEP-UP Achieve not only helps kids find internships, it also offers work-readiness courses to learn about the world of work.

Mai was lucky to have a sister, Kao Xue, a STEP-UP Achieve alumna, who suggested she join the program to explore careers.

Since Mai was 14 when she started, she did not have any work experience or training. Luckily, this is not a requirement to find an internship through STEP-UP Discover, the sister program of STEP-UP Achieve for younger students. She joined Teen Teamworks and worked with other teens to take care of several local parks.

For the next three summers, Mai gained a wide range of on-the-job experience through STEP-UP Achieve and explored different careers. She tried graphic design and then pursued other jobs, finally landing with the Mary Trondson State Farm^® agency.

Mary's office helped Mai build her customer service skills. "I loved it," Mai says. "I feel more comfortable now interacting with customers over the phone, collecting payments, and setting appointments."

Mai also helped Mary's office build stronger relationships with Hmong clients by translating customers' needs and concerns. Mary shared, "Mai was a great asset to us during her time with State Farm. Customers really enjoyed working with her and asked for her often!"

These many different internship experiences led Mai to begin her journey at the University of Minnesota this fall. She plans to learn more about business and financial services.

"I would tell other teens to start young." Mai says, when asked what advice she would offer t other high school students. "I didn't know anything about the different jobs available to me. STEP-UP Achieve helped me build my resume and get the training I needed to help me on my way."

Selena Martinez is a confident freshman attending Bryn Mawr College in Pennsylvania. With her bubbly personality and sunny outlook, no one would ever guess that just a few years ago, Selena was homeless and faced significant financial challenges.

While Selena was a student at Reagan High School in Houston, Texas, her brother was medically discharged from the military after being diagnosed with schizophrenia. Selena’s brother moved back in with his parents and siblings, where he attempted to murder Selena’s father and destroyed the family’s home. After her brother’s arrest, Selena’s father became depressed and turned to alcohol to curb his emotions. Frustrated by her father’s drinking, Selena confronted him. In his drunken state, he told her to “Get out!”

“Life is Not Going to Wait on You”

With no income or place to go, Selena slept on the couches of friends and family for a few days until she would move on to another. During that school year, Selena and her classmates received financial literacy lessons from a Junior Achievement volunteer. Before leaving the classroom, the Junior Achievement volunteer encouraged Selena and her classmates to keep pushing forward, because “life is not going to wait on you.” Through the volunteer’s lessons and encouragement, it was the first time Selena understood how personal finance and work readiness affected her future.

Selena used the financial lessons and some creativity, to begin selling her artwork and custom t-shirts. Soon, she had an income which she used to end her homelessness and climb toward success. By senior year, Selena was voted class president, rose to the rank of National Honor Society Vice President, and became an award-winning poet. And then the acceptance letter came from Bryn Mawr College.

Major Possibilities

Martinez plans to major in psychology and minor in film to understand further how film impacts all demographics and how to strengthen it as an educational resource.

“I plan on moving towards any careers in marketing with intentions to promote education,” Martinez said. “I’m open minded to all possibilities, just as long as I’m making a difference.”

State Farm is proud to provide financial literacy education grants to organizations like Junior Achievement of Southeast Texas to afford students like Selena opportunities to learn and comprehend the importance of income, budgeting, and saving as they make their way to a brighter, more financially-solid future.

“It takes too much time to apply.”

“The process is too difficult to understand.”

“My parents make too much money for me to qualify.”

These statements are just some of the reasons many students and parents do not complete the Free Application for Student Aid (FAFSA).

College can be a fulfilling, memorable academic experience; most importantly, college is a life-long investment. According to the College Board, the cost of attending college can range anywhere from $23,410 per year for a four-year, public, in-state school to $46,272 for a private, non-profit, four-year school.

On average, college graduates have lower unemployment rates and drastically higher salaries. According to a 2014 study by the Federal Reserve Bank of San Francisco, before retirement, college graduates will earn an average of $800,000 more than high school graduates.

Nationally, the percentage of students that enroll in college immediately after high school is 68 percent. In Central Texas, this percentage is less than the national average.

A lack of understanding about FAFSA application process was identified as a main reasons for the gap. So t, he Austin Chamber of Commerce decided to do something about it.

In 2006 the Austin Chamber of Commerce Quality of Life Foundation established the Financial Aid Saturdays (FAS) program. The program is supported by State Farm. The FAS provides free FAFSA application assistance to prospective and current college students, and their parents/guardians.

“Completing the FAFSA without help can be confusing,” said Mary Smith, an Austin area mother who has participated in the FAS program. “Several years ago, I missed out on possible financial aid for my older daughter by completing the application incorrectly.”

Mary continued, “The FAS staff members patiently walk parents through each step of the process, giving individual help as needed, while parents complete the form online.” She added, “They answer all of your questions so you will feel confident the form has been completed and submitted correctly.”

Since FAS established the program, which serves 15 school districts, annual FAFSA applications more than doubled, from nearly 5,600 in 2005 to more than 11,500507 filings in 2014.

With the help of FAS, students in the Austin-area have received a total of $116 million in federal and state student aid. This aid gives students the opportunity to realize their dreams of going to college and pursuing a career.

For more information on federal student aid, visit www.StudentAid.gov or the financial aid office of the college you are considering attending. Your high school and other local organizations may also have programs and workshops available to help you through the FAFSA process.

Guadalupe Rogel knows the meaning of determination and hard work. As a first generation Mexican American, she prepares to enter her first year of college at Columbia University in New York. With an unwavering determination and a little bit of help, Guadalupe is ready to make her mark.

If you ask Guadalupe, she will tell you ther future could have been very different if it were not for her experience with Esperanza’s Hispanic Youth Leadership Program (HYLP). At 15, she and a friend joined HYLP after attending a meeting as ‘an innocent way to pass the time’.

“Beyond the great academic opportunities they offer, including Saturday Academy and tutoring, HYLP has helped me believe in myself and aspire to dream big despite my humble upbringing,” says Guadalupe. “Today, I find myself faced with many blessings, many of which could not have been possible without Esperanza and its programs. They have nurtured me since I began high school, introduced me to other great community organizations I am now a part of, and impacted my educational and personal aspirations.”

Jesus Sanchez, Director of Programs at Esperanza, was an Esperanza scholarship recipient in 2000. Esperanza was able to help him earn a college degree and a Masters in Biology. Now, he is working and raising his family in the Cleveland area.

Esperanza was a life changing experience for Jesus. “It helped me afford the opportunity to go to college and get a higher education. Just going through the process at Esperanza, because it is targeted at Latinos, helped me be more aware and fit in as an individual as well as into the larger Ethnic group,” he said.

Victor Ruiz, Executive Director of Esperanza is dedicated to the success of Hispanic youth in their educational pursuits. “I’m passionate about education and how education is a way out of poverty for people. This organization focuses on education and ensuring that inner city students have access to a quality education,” says Ruiz.

Guadalupe received several acceptance letters from Ivy League institutions, but ultimately decided to pursue a degree at Columbia. As the first to attend college and the oldest of four siblings, her family has inspired her to reach her education goals.

“My parents immigrated to the United States when they were very young, and consequently, didn’t finish high school,” she begins, “They came here with the desire to work and provide us with the opportunity to achieve the American Dream unattainable to them. I am committed to take full advantage of the opportunity they, like many other Hispanic families, sacrificed for.”

After college, Guadalupe plans to pursue a career in the nonprofit sector; an inspiration from Esperanza. Guadalupe understands the lack of encouragement and incentives given to low income first generation students to follow their dreams. She hopes to use her experience and education to positively impact students’ futures in underserved communities the way Esperanza has done for so many students.