Having traveled them so frequently, Kyndra Mitchell knew public transportation routes and cracks in sidewalks in the Detroit metro area by heart.

As a team member in State Farm^® Agent PD Dandnaik’s office, Kyndra’s daily routine for a year and a half included riding two city buses up to three hours and walking another mile and a half every day to get to work. She repeated the process to get home.

“It would have been easy to just say forget it, but I wanted to work and learn,” Kyndra says. “I learned how to work here.”

In addition to working part time in PD’s office as a receptionist, Kyndra attended college classes part time as she pursued her bachelor’s degree in psychology. She used public transportation and her own two feet to get there, too.

Development and investment in his team members are the backbone of PD’s office in Redford, Mich., and his second office in Detroit. He encouraged Kyndra to pursue higher education as part of her overall development in his office.

“As part of her commitment to me and my office, I thought about what I should be doing to develop and support her,” PD says.

Kyndra, who is now licensed in Property & Casualty Insurance and Bank-trained, earned her college degree in psychology in May 2016. And PD and the team were there to celebrate with her. Kyndra credits PD with encouraging her to earn her college degree despite several obstacles that stood in her way

“The last few years of my life have completely changed since I started working here,” Kyndra says. “I have become more efficient, assertive and confident in everything I do.”

Kyndra wants to pursue her career with State Farm at one of the main Hub offices with dreams of opening her own State Farm^® office someday.

And she’s not riding buses anymore to get to work as she saved enough money to buy her own car.

“PD invests so much time and energy in us, it makes you want to do well for him and the rest of the team,” Kyndra says.

Selena Martinez is a confident freshman attending Bryn Mawr College in Pennsylvania. With her bubbly personality and sunny outlook, no one would ever guess that just a few years ago, Selena was homeless and faced significant financial challenges.

While Selena was a student at Reagan High School in Houston, Texas, her brother was medically discharged from the military after being diagnosed with schizophrenia. Selena’s brother moved back in with his parents and siblings, where he attempted to murder Selena’s father and destroyed the family’s home. After her brother’s arrest, Selena’s father became depressed and turned to alcohol to curb his emotions. Frustrated by her father’s drinking, Selena confronted him. In his drunken state, he told her to “Get out!”

“Life is Not Going to Wait on You”

With no income or place to go, Selena slept on the couches of friends and family for a few days until she would move on to another. During that school year, Selena and her classmates received financial literacy lessons from a Junior Achievement volunteer. Before leaving the classroom, the Junior Achievement volunteer encouraged Selena and her classmates to keep pushing forward, because “life is not going to wait on you.” Through the volunteer’s lessons and encouragement, it was the first time Selena understood how personal finance and work readiness affected her future.

Selena used the financial lessons and some creativity, to begin selling her artwork and custom t-shirts. Soon, she had an income which she used to end her homelessness and climb toward success. By senior year, Selena was voted class president, rose to the rank of National Honor Society Vice President, and became an award-winning poet. And then the acceptance letter came from Bryn Mawr College.

Major Possibilities

Martinez plans to major in psychology and minor in film to understand further how film impacts all demographics and how to strengthen it as an educational resource.

“I plan on moving towards any careers in marketing with intentions to promote education,” Martinez said. “I’m open minded to all possibilities, just as long as I’m making a difference.”

State Farm is proud to provide financial literacy education grants to organizations like Junior Achievement of Southeast Texas to afford students like Selena opportunities to learn and comprehend the importance of income, budgeting, and saving as they make their way to a brighter, more financially-solid future.