“Please be careful on the roads and watch for deer,” she said.

In an instant, a deer bounded into the road and collided with their car, one of nearly 2 million crashes with animals every year.

“We weren’t going fast,” Rhodes Villa said. “It just happened so fast.”

It’s not an unusual occurrence, especially in October, November and December. U.S. drivers on average have a 1 in 116 chance of a collision with an animal, according to the State Farm^® annual study. There were over 1.9 million animal collision insurance claims in the U.S. between July 1, 2019 and June 30, 2020.

Pennsylvania ranks third in the country with drivers having a 1-in-51 chance of an animal collision. West Virginia (1-in-37) again tops the list, followed by Montana (1-in-47). South Dakota and Michigan round out the top five, followed by Wisconsin, Iowa, Mississippi, Minnesota and Wyoming.

The large majority of animal collisions are with deer. For the year July 1, 2019 to June 30, 2020 there were estimated to be 1.5 million deer claims industry-wide.

“Claims after collisions with an animal range from small dents to totaled vehicles and injured drivers and passengers,” says Michael Braaten, director, Enterprise Research. “By sharing ways to help drivers be aware of the increased dangers this time of year – including inclement weather, shorter periods of daylight and students driving home after evening activities – State Farm hopes to help decrease the number of collisions and injuries.”

Hawaii (1-in-649), Nevada (1-in-551) and California (1-in-427) are the states where drivers have the least chance of an animal collision.

How Can You Avoid Deer in Your Headlights?

Growing deer and other animal populations combined with the displacement of animal habitats are making animal crashes more likely. There’s no real way to keep large animals like deer, moose, and elk off the road, but these safety tips can help you prevent animal-car collisions.

Stay alert. Pay attention to "deer crossing" and other signs and be cautious in areas near woods or water.

Use high beams. Flicking your high beams on a deer in the road may cause the animal to scurry away. High beams also help illuminate dark roads.

Don't swerve. If an animal-car crash is inevitable, maintain control of your vehicle and don't veer off the road.

Brake as necessary. If you can avoid hitting the animal, reduce your speed, honk your horn and tap your brakes to warn other drivers. If there are no drivers behind you, brake hard.

Remember peak season. Deer crashes happen most during October through December, which is hunting and mating season. Collisions are most likely to happen in West Virginia, Montana, Pennsylvania and South Dakota.

Remember meal time. Watch for animals in the road between dusk and dawn.

Watch for herds. If you see one deer, there are probably more nearby.

Don't rely on a whistle. No scientific evidence supports that car-mounted deer whistles work.

Wear seat belts. Always obey speed limits and wear seat belts.

In the News

• AccuWeather.com:  Ways to steer clear of deer this year (11/10/20)

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA, Terry Barton. “As a result, we’re looking for ways to continue supporting our Iowa customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Iowa are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

State Farm has once again joined with the United States Fire Administration for National Arson Awareness Week to raise awareness about reducing the risk of arson fires.

It’s impossible to prevent all arson crimes, but creating an environment that reduces the risk of damage and injury is important. Homeowners, business owners, and community leaders can help reduce the risk of arson through security measures and public education.

External and Internal Safety

• Illuminate building exteriors and entrances – arsonists fear light.
• Clear things like shrubbery that block the view of the home or building.
• Clean up – remove anything that could fuel a fire for an arsonist.
• Install smoke alarms and a fire sprinkler system.
• Keep doors and windows locked when the building is unattended.
• Establish an arson watch program in your local neighborhood and community.

State Farm Arson Dog Program

Since 1993, State Farm has funded the acquisition and training of accelerant detection canine teams, commonly called arson dogs. The State Farm Arson Dog Program has placed more than 380 arson dogs in communities across North America. 

An arson dog team can quickly search a fire scene for evidence of arson. This saves time and money for tax payers and increases the likelihood that the arsonist will be caught and prosecuted. As of May 2017, there are 96 active and certified teams trained through the State Farm Arson Dog Program in North America. This includes 12 new teams certified in April 2017. 

Hover over the interactive image below for details on these newest investigative teams:​

• Fire Chief Ricky Flowers & K9 Cato - Darlington County Fire District (Hartsville, SC)
• Fire Marshal Pat Weaver & K9 Izzy - Picayune Fire Department (Picayune, MS)
• Fire Investigator John Wauchek & K9 Mikey - Rutherford County Fire Rescue (Murfreesboro, TN)
• Arson Investigator Shane Arndt & K9 Mazy - Illinois State Fire Marshal’s Office (Springfield, IL)
• Fire Investigator Scott Wilson & K9 Bandel - DC Fire and EMS (Washington, D.C.)
• Deputy Jerry Riggins & K9 Marvel - Pittsylvania County Sheriff’s Department (Chatham, VA)
• Fire Investigator Dan Roberts & K9 Gibson - Council Bluffs Fire Department (Council Bluffs, IA)
• Arson Investigator Ryan Press & K9 Jenna - San Antonio Fire Department (San Antonio, TX)
• Lieutenant Brandon Ferrell & K9 Pearl - Conroe Fire Department (Conroe, TX)
• Firefighter Shane Weltikol & K9 Webbster - Mandan Fire Department (Mandan, ND)
• Patrolman Brian Gilmore & K9 Elou - Upper Chichester Township Police Department (Boothwyn, PA)
• Assistant Fire Marshal Jim Pasley & K9 Izzo - Columbia Fire Department (Columbia, MO)

Three Church Fires in One Evening

A church should be a safe and peaceful place. The theme for 2017 National Arson Awareness is “Preventing Arson Fires in Houses of Worship”. The National Fire Protection Association (NFPA) reports that from 2007 – 2011, the average for structure fires at religious properties (church, mosque, synagogue, temple or chapel) was 1,600 fires and $105 million in direct property damage. Recent analysis by the Pew Research Center indicates that 51% of these fires were determined to be arson.

December 2, 2014, will go down in history as one of the most devastating for Felton, Delaware. It was around 2:00 a.m. when firefighters from the Felton and Frederica Volunteer Fire Companies were called to a fire at the Healing Hands Christian Church. Firefighters were already battling the blaze when they received word that a second church, Manship Chapel, was on fire four miles away. Within hours, a third fire was reported at the nearby Law Mennonite Church. For the members of the three churches, the fires left them heartbroken and scared.

Arson was suspected in all three church fires, but it would take more than suspicion to bring the criminal(s) to justice. Arson is a very difficult crime to solve because the evidence burns up. For fire investigators, having every tool available is critical when arson is suspected. Deputy Fire Marshal John Galaska with the Delaware State Fire Marshal’s Office had the powerful nose of his partner, K9 Tanya, to help with the investigation. As an accelerant detection, or “arson dog” team, their job is to help find evidence that a fire was intentionally started.

Deputy Marshal Galaska and K9 Tanya worked with state and federal law enforcement agencies to collect evidence. Their hard work led to the arrest of two local men. Both men confessed to breaking into the churches following a night of heavy drinking. They pled guilty to second degree arson, third degree burglary, and second degree conspiracy. For Galaska and K9 Tanya, it was another investigation resulting in an arsonist behind bars. It also allowed the community and the congregations to begin healing.

She received several awards for her volunteerism. Then, in recognition of her service, strength, and the positive impact she made despite the loss of her 40-year life partner, she was named a State Farm^® Embrace Life recipient in 2009.

She was able to focus on volunteer work because of their careful preparation and guidance from State Farm Agent Monte McCunniff (now Brad McCunniff's State Farm Agency).