Noise phobia in pets induces panic and may result in dogs and cats making a choice between “fight or flight”. Some pets can become so fearful and panicked that they bite, including their owner or family members. Other pets may tremble in fear and try to hide in a closet or under furniture. And some dogs and cats may decide to run away to escape the loud noises. In fact, July 5th is the busiest day for animal shelters, many filled to capacity with pets that panicked at the sound of firecrackers. 
 

Make a plan to keep your pet safe and secure during fireworks

As pet owners, we are responsible for keeping our pets safe and healthy. That includes having a plan to make your pet secure during loud celebrations and firework displays. Consider these tips to make the celebrations less stressful for you and your pets:

• Exercise you dog beforehand to help them relax
• Keep them at home and indoors in a quiet room or crate
• Make sure windows and doors are closed and secure
• Turn on a fan, TV, or play soft music to help create white noise
• Make certain that your pets have I.D. tags with up-to-date information
• Provide your pet with their favorite toy or blanket to give them comfort
• Talk to your veterinarian if your dog or cat requires medication to help ease their anxiety

Watch out for potentially dangerous debris on the ground 
 

• Keep sparklers, glow sticks, fireworks, charcoal and kabob skewers away from curious pets.
• Don’t let pets get near your barbecue grill while it is in use or still hot.
• Check your yard for fireworks debris before allowing pets outside to play or relax. Even if you didn’t set off fireworks yourself, debris can make its way into your yard, where curious animals may pick it up to play with or eat.
• If you hosted guests, check both your yard and home for food scraps or other debris that might be dangerous to pets, such as food skewers.

Bonus tip: Protect your dog or cat this summer and beyond

The best way to protect your pet, no matter the season, is to talk to your State Farm^® agent about how a pet medical insurance with Trupanion can help protect your pets, or start your free, no-obligation quote online.

• Cleaning products should be stored in a lockable cupboard or closet.
• If you have open shelves in your kitchen or pantry, store hazardous items up high where your pet can’t jump.
• Auto products be kept in the garage and in a secure storage space.
• Use your phone to research houseplants at the store before buying them. Any houseplants that are toxic to pets should either be disposed of or kept on high shelves.
• Never leave the kitchen while cooking or baking and clean up as you go so pets don’t eat food that is toxic to them.

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Has your pet been poisoned?

Not sure if your pet has ingested a potential toxin? Toxicity signs can vary depending on the poisonous substance, but there are some common signs to watch for.

• Lethargy or sluggishness
• Vomiting or diarrhea
• Lack of appetite
• Excessive drooling
• Stumbling or staggering
• Di­fficulty breathing
• Tremors or seizures

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Planning Ahead with Pet Medical Insurance

Pets are unpredictable, and accidents can still happen even when you are taking the best precautions. Over the past two decades, Trupanion has paid over $8 million towards pet poison and toxicity claims so it’s a good idea to take control ahead of time and have an emergency medical plan in place. Along with taking note of the nearest animal hospitals, a good pet insurance policy can help you tackle surprise medical costs. Having this in place will let you focus on what really matters in times of crisis — taking care of your pet.

State Farm is working with Trupanion, a leader in high-quality insurance for cats and dogs, to help protect your pet from new and unexpected illnesses and injuries. Discover how a pet insurance policy can be there for your pet during their lifetime. Talk to a State Farm agent or get a free, no-obligation quote online today.

State Farm and Trupanion are offering pet owners the gift of pet safety this season with simple tips to keep your furry family happy and healthy.

Oh, Christmas Tree: If you celebrate with a live Christmas tree, make sure it is secure so it doesn’t fall. Keep tree water clean and fresh but don’t add aspirin, sugar, or other additives to the tree water. If you prefer an artificial tree, don’t let your pets chew on the branches or on any ribbons or tinsel.

Candle Cat-astrophe: Pets may burn themselves or cause a fire if they knock candles over. Be sure to use appropriate candle holders, placed on a stable surface. And if you leave the room, blow candles out!

Poisonous Pretty Plants: Mistletoe and holly can be mildly toxic to pets when ingested. Poinsettias can cause mouth irritation if chewed on. Lilies can cause life-threatening kidney failure in cats. If you have holiday plants, consider placing them in rooms or locations where your pets don’t have access.

Wired Up: Keep wires, batteries and glass or plastic ornaments out of paws' reach.

Leave the Leftovers and Skip the Sweets: Make sure to keep your pets away from the table and unattended plates of food, and be sure to secure the lids on garbage cans. Bones, fatty and spicy human foods, and chocolate should not be fed to animals.

No Cocktails for Kitties or Canines: If your holiday celebration includes adult beverages, be sure to place your unattended alcoholic drinks where pets cannot get to them.

A Place for Peace and Quiet: With all of the holiday activity, guests, and parties, it isn’t just people that get stressed out. Give your pet his or her own quiet space to retreat to away from all of the activity. If your pet is excitable or scared, consider putting your pet in another room with some toys and a comfortable bed.

You want to enjoy everything the holiday season has to offer with your furry friends but the unexpected can happen. If your pet does become sick or injured, you want to get your furry family member the medical care they need. Consider how pet medical insurance can be there for your pet when they need it most.

Fast Facts

• According to data from Trupanion, there is an increase of 294% in veterinary emergencies because of pets eating chocolate on Christmas Eve and Christmas Day.
• Ingestion of foreign material (ribbons, tinsel, wrapping, and more) is 10% higher than the daily average on Christmas Eve and Christmas Day.
• Burns to pets are 64% higher than daily average on Christmas Eve and Christmas Day.

In 2020, State Farm paid nearly $157 million dollars for over 3,185 dog-related injury claims. The highest month for number of claims and amount paid for those claims was March, at the start of the COVID-19 lockdown. Experts fear another disruption—this time cause by the easing of restrictions for activities outside the home—could lead to a spike in dog bite incidents.

National Dog Bite Prevention Week® is April 11-17, 2021. The National Dog Bite Prevention Coalition - State Farm, American Veterinary Medical Association (AVMA), Insurance Information Institute (Triple I), American Humane, and dog behavior expert Victoria Stilwell are urging people to take steps to prevent a surge in dog bites as the weather warms, lockdowns ease, and life returns to normal.

As pet owners return to the work place or school, pets will be left home alone. Behavioral issues such as separation anxiety could result in aggressive and destructive behavior. This could be a particular problem for dogs adopted during the pandemic. Many shelters and rescues experienced an increase in pet adoptions and fostering. People were home, feeling lonely, and had time for a new dog. Unfortunately, many of these adopted or fostered dogs have gotten the impression that normal life is quarantine life. Now is the time to get your dog ready for the transition to post-pandemic life.

DOGTV promotional offer

DOGTV is a streaming channel created for dogs to help relax and entertain them when home alone or in anxious situations. To enroll in a free 30-day trial, visit www.dogtv.com and use the code CALMDOG. View the video above to learn more.

Tips for successful dog interactions

Just like humans, dogs are individuals, and every dog has a unique personality. State Farm does not refuse insurance based on the breed of dog someone owns. While a dogs’ breed may dictate how they look, how a dog reacts in a situation isn’t guaranteed by breed or type. It’s important to remember that even well-trained dogs can bite if they are put into the wrong situation.

• Make sure your pet is healthy. Not all illnesses and injuries are obvious, and dogs are more likely to bite if they are sick or in pain. If you don’t have a pet medical insurance policy in place to cover illness or injury, talk to your State Farm agent or go online to learn how a Trupanion policy can help with medical expenses.
• If your dog has only been interacting with your family this past year, don’t rush out into crowded areas or dog parks. Try to expose your dogs to new situations slowly and for short periods of time, arrange for low-stress interactions, and give plenty of praise and rewards for good behavior.
• Gradually start arranging play dates with other dogs and people as allowed, and carefully increase the amounts of time and freedom together. This will help your dog get used to being with other canine companions again.
• Be responsible about approaching other people’s pets. Ask permission from the owner before approaching a dog, and look for signs that the dog wants to interact with you.

Upcoming dog bite prevention webinars - Click images to view details:

Match your pet’s breed to your lifestyle.

You may walk through a shelter or rescue and see a dog with the most adorable face. But, is it the right one for your lifestyle? One of the most important factors of responsible pet adoption is picking the best pet that matches your lifestyle. Every dog breed is different and may have certain breed characteristics or personality traits. Do your research. Pick a pet breed that complements your daily schedule as well as your family needs. Consider how much time and energy you have to dedicate to a new family member. For example, do you work long hours, travel often, or live in a smaller space? Keep in mind that State Farm does not have a breed restriction policy. All dog breeds or types are welcome!

Research your animal welfare organization.

There are a variety of animal welfare organizations helping pets every day. Research which animal shelter or rescue group you would like to adopt from and make sure to ask questions. For example, most animal shelter organizations are run by volunteers. They have spent a lot of time getting to know each one of these animals. They may have information about behaviors and quirks that may not be listed on a piece of paper.

Budget for your pet.

The cost of bringing home a pet could be more than you think. In addition to food, toys, and training, your new pet will need a yearly veterinary exam, preventative care, and vaccinations. In addition to these expected costs, can you cover costs of an expected pet injury or illness?

Your pet’s medical care may cost hundreds or even thousands of dollars. At the end of the day, you want your new dog or cat to be happy and healthy. Consider your finances when adopting a new pet. Can you afford the potential cost for the unexpected? A great option to consider is getting pet medical insurance. State Farm provides medical insurance coverage for cats and dogs through Trupanion. This option makes illness or injury treatment decisions easier, allowing pets to get the care they need without worry of paying for treatment.

Responsible pet adoption is important for the wellness of your furry family member.

Whether you’re looking to bring home a new puppy, kitten, or an adult pet, there are a number of factors to consider when it comes to responsible pet adoption. But by picking your breed, doing your research, and budgeting for your new pet, you’re on your way to being a responsible pet owner.

Thinking about adoption or fostering a pet?

Trupanion has created a free, recorded webinar to help you learn even more about how to prepare, including Q&A with Animal Behaviorists and leading Veterinarians. Watch the webinar here.

Budgeting for pet expenses such as food, grooming, or day care is straightforward. Planning for an accident, illness, or injury is not. The last thing any pet owner wants to decide is whether they can afford to treat their beloved dog or cat for illness or injury. Medical insurance for pets makes the decision easier, allowing for the care they need, when they need it most.

Trupanion’s high-quality medical coverage is designed for the life of the pet. Trupanion pets are never penalized for being “unlucky” and incurring claims. Nor do they raise rates just because a pet ages. Trupanion is the only provider that can pay the veterinary invoice at the time of check-out, often in seconds, eliminating the need for pet owner reimbursement. The option to enroll puppies and kittens from birth, with as few pre-existing conditions as possible, means even better coverage.

“Pet health issues can be unexpected and expensive,” says Ken Heidrich, Agency Vice President at State Farm. “Pet medical insurance helps reduce the stress of veterinary medical bills, allowing families to focus on their beloved pet. We’re excited to expand our alliance with Trupanion and offer this product as a way to help even more customers prepare for and recover from the unexpected.”

Customers in all 50 states and the District of Columbia can now enroll for Trupanion medical insurance online through statefarm.com®. While the short-term focus of this expansion is the online channel, work is underway to enable expansion of the agent channel in all other states.

“We are thrilled to help State Farm better serve all of their customers by making Trupanion’s high-quality medical coverage available for their pets,” said Margi Tooth, Chief Revenue Officer for Trupanion. “Designed with input from veterinarians, our comprehensive product coverage, 24/7/365 customer service and ability to pay veterinarians directly at the time of checkout, provide what we believe is the best value proposition in the industry.”

Trupanion is the leading provider of medical insurance for pets, insuring more than 500,000 cats and dogs in North America.

Trupanion will provide all pet medical insurance policy servicing. Underwriting or claims decisions will be at the sole discretion of Trupanion. Policyholders can access their pet medical insurance account and make changes to deductibles through the Trupanion website.

Pet owners can sign up for medical insurance for their pet by visiting the State Farm website at www.statefarm.com/insurance/pet. In addition, pet owners in Arizona, Illinois, Indiana, Colorado, Missouri, and Oregon can visit directly with a State Farm agent to sign-up for coverage.

In the News:

• New York Times: A Rare Economic Bright Spot in the U.S. Health System: The Vet’s Office (08/10/20)
• Forbes: Virtual Vets Are Raking In Funding—Is Pet Telehealth The Next Big Thing? (08/06/20)

Trupanion Contacts:

Media: Michael Nank,michael.nank@trupanion.com  206-436-9825

• Investors: Laura Bainbridge, Head of Corporate Communications, InvestorRelations@trupanion.com  206-607-1929

While dogs may be man’s best friend, there are steps you can take to help your dog be a better neighbor.

Being a Good Pet Neighbor is a free online course. It is a collaborative effort between world-renowned animal behavior expert Victoria Stilwell and State Farm.

State Farm believes responsible pet ownership is key to reducing dog-related injuries. This new course is the company's latest effort to educate people about dog body language and safely interacting with dogs.

The three-lesson, 35-minute course is designed for both new and experienced dog owners. It is available online through the Victoria Stilwell Academy for Dog Training & Behavior. Lessons teach and reinforce what it means to be a good pet neighbor in the home, yard, and community.

“I founded the Victoria Stilwell Academy to teach both dog owners and aspiring dog trainers how to provide their dogs with very best," said Stilwell from her Atlanta headquarters. "Partnering with State Farm to deliver a course specifically aimed at promoting responsible pet ownership through training, awareness and education was obvious win-win."

What's Included in the Free Online Course?

You will learn immediate and long-term solutions in the course. This include how to:

• Manage barking

• Secure pets in the yard properly

• Play safely and enrich your dog's life

• Introduce your dog to other people and animals

• Understand your insurance policy coverage

As a bonus, you can access a second, online course called Building Your Dog's Confidence. This course helps you understand how confidence shapes a dog's behavior and ways to build your dog's confidence.

It’s Not the Breed

Dog ownership does not come without risks. State Farm is one of the few insurance companies that does not have a breed restriction list. It does not exclude homeowner or renter insurance coverage because of the breed of dog owned.

In 2018, State Farm paid $123 million dollars for 3,280 dog bite and injury claims. Many dog-related injuries occur in the home and involve family members. Most dogs will never bite but it is important to remember that any dog can.

Just like humans, dogs are individuals. Every dog has a unique personality. While a dog's breed may dictate what the dog looks like, how it reacts to people or situations isn’t guaranteed by breed or type. Many factors may result in a dog biting or injuring a person. These include heredity, health, pain, training, fear and aggression.

Most bites are a perfect storm of situation and circumstance. Often a dog's physical and vocal language is misunderstood or missed. Avoid putting your dog into situations that could result in a fearful, anxious, or aggressive response.

State Farm is a member of the National Dog Bite Prevention Week® (April 7-13, 2019) Coalition. The insurer joins the American Veterinary Medical Association (AVMA), Insurance Information Institute (I.I.I.), and American Humane to draw attention to dog bites and ways to reduce injuries to people and pets. State Farm is also one of the few insurance companies in the country that does not have a breed restriction list and does not exclude homeowner or renter insurance coverage because of the breed of dog owned. Under the right circumstances any dog might bite.

Information from the National Dog Bite Prevention Week Coalition

• American Veterinary Medical Association estimates there are approximately 78 million dogs in U.S. homes and each year 4.5 million people are bitten or injured by dogs. “Even the gentlest dog can bite if they are in pain, feel threatened, or are competing for resources such as food or space,” said Dr. John de Jong, AVMA President. “Not only is it important to understand how dogs behave, it is important to understand how a dog may interpret our behavior.” AVMA’s ‘Jimmy the Dog’ video series lets preschoolers look at how a dog might interpret different scenarios.
• Insurance Information Institute (I.I.I.) reports that dog bites and other dog-related injuries accounted for nearly one third of all homeowners liability claim dollars paid out in 2018, costing $675 million. An analysis of homeowners insurance data by the I.I.I. found that the number of dog bite claims nationwide decreased to 17,297 in 2018, compared to 18,522 in 2017– a 6.6 percent decrease. The average cost per claim increased by 5.3 percent. The average cost paid out for dog bite claims was $39,017. in 2018, compared with $37,051 in 2017.
• American Humane says that dog bites are a double tragedy affecting both people and animals. “A dog bite can have a devastating effect not only on the victim, but on the dog, who may be euthanized,” says Robin Ganzert, PhD, president and CEO of American Humane. Because of the high risk involving dogs, babies, and children, American Humane offers a free online booklet called Pet Meets Baby that provides families with valuable information on introducing a new child to a home with a dog.

Professional perspective from Dr. Marty Becker and Victoria Stilwell

State Farm believes that educating dog owners about being responsible will help reduce dog-related injuries. The insurance company focuses on educating people and pet professionals about dog body language and safely interacting with dogs by working with two of the most prominent experts in the field of dog training and veterinary medicine; celebrity dog trainer Victoria Stilwell and America’s Veterinarian, Dr. Marty Becker.

“Dogs don’t just bite ‘out of the blue’. Most bites are a perfect storm of situation and circumstance, but because dogs’ physical and vocal language is frequently misinterpreted or signals are missed, people often put themselves or others at risk and dogs are blamed as a result,” says Stilwell. “Education is the only way to reduce dog bite incidents in this country, which is why I am proud to stand alongside State Farm and other members of the coalition, to raise awareness about this issue and to educate people about dog bite prevention.”

“As a society we increasingly consider dogs to be family members and rely on them for unconditional love,” says Dr. Becker. “A clearer understanding of canine behavior and how our own actions can make us safer is essential if we want to continue to benefit from the presence of dogs in our daily lives.”

Tips on being a responsible dog owner

• NEVER leave a baby or small child alone with a dog, even if it is a family pet. Children are often bitten by dogs in their own household.
• Make sure your pet is socialized so it feels at ease around people and other animals.
• Walk and exercise your dog on a leash to keep it healthy and provide mental stimulation.
• Regular veterinary visits are essential to regulating the health of your dog. A sick or injured dog is more likely to bite.
• Be alert. If someone approaches you and your dog, caution them to wait before petting the dog. Give your pet time to be comfortable with the stranger.
• Understand and respond to changes in your dogs’ body language. Look at the eyes, ears, tail, and posture to know when your dog may be happy, fearful, or angry.

For a full list of what could be dangerous for your pet to consume, visit the American Veterinary Medical Association (AVMA).