• Install surge protectors, including a whole-house surge protector if possible. Surge protectors can help protect appliances and electronic equipment from the surge of electricity caused by lightning strikes. 
• Add a lightning protection system: a lightning protection system, often including lightning rods and grounding systems, can divert lightning strikes away from the building, reducing the risk of fire or damage. 
• Unplug electronic devices during a storm and seeking shelter at the lowest point in your home if you are home during a storm.  

Lightning remains a costly and unpredictable threat for homeowners. Lightning strikes can cause extensive damage to electrical systems, appliances, and even structural issues. The damage underscores the critical need for homeowners to be aware of the risks, invest in protective measures, and stay prepared, especially in high-risk regions where lightning strikes are most frequent and damaging. 

After a lightning storm, homeowners are encouraged to look for these common signs of lightning damage: 

• Charring — a lightning-strike site is often charred by lightning's intense heat. If you believe your home was struck by lightning, consider inspecting the property for burnt patches and charring. 
• Damaged electrical switches — similarly, the power surges sometimes caused by lightning can lead to burnt electrical switches. 
• Roof and wall damage — lightning can damage a roof or wall to the point of causing holes or reducing a home’s structural integrity. 
• Report lightning damage/claim to insurance as soon as possible to begin repair and recovery process. 

Consider taking extra precautions to prep your home if you live in a top lightning state. The Top 10 states for lightning claims according to Triple-I’s national industry average based on State Farm claims data are:

1. Florida 
2. Texas 
3. California 
4. Georgia 
5. North Carolina 
6. Louisiana 
7. Alabama 
8. New York 
9. Pennsylvania 
10. Illinois 
 

“Mission Leaders like State Farm are vital to our work, helping drive innovation across our organization, providing capacity to respond immediately in times of crisis," said Cliff Holtz, president and CEO of the American Red Cross. “I am grateful for their support, which safeguards our ability to care for those in need when the unthinkable happens."

State Farm has a long history of providing grants to non-profits after disaster strikes a community. This new approach to pre-fund grants before disaster strikes aims to help provide streamlined and immediate support of disaster relief efforts. The goal of pre-funding is to support non-profit preparedness, relief and recovery efforts for communities and families impacted by disasters big and small – including hurricanes, floods, home fires and countless other crises – as efficiently and timely as possible. 

“Being a good neighbor is at the heart of the State Farm mission,” said Apsara Sorensen, State Farm Corporate Responsibility Assistant Vice President. “State Farm is committed to helping individuals and families manage the risks of everyday life and recover from the unexpected. We extend this commitment to the neighborhoods we serve by providing resources and collaborating with nonprofit organizations with a history of disaster response, providing immediate relief and vital necessities during times of need.”

"This proactive support ensures that Midwest Food Bank is ready to respond swiftly when natural disasters strike. Thanks to their commitment, we can bring hope and help to those in need, demonstrating the power of partnership in action," said Lisa Martin, CFO of Midwest Food Bank.

According to Ethan Forhetz, Convoy of Hope VP of Public Engagement, "This grant ensures that Convoy disaster response teams will stand ready to deliver hope to those whose lives have been turned upside down.” 

A natural phenomenon, lightning can cause extensive damage to ecosystems, property, and sometimes lead to death. Knowing and managing the risks associated with lightning can help protect your family and property.

Lightning Safety Tips:

If lightning is common in your area, familiarize yourself with ways to reduce risk before and during a lightning storm. For example:

• Go indoors at the first sign of a storm.
• Avoid touching electronics or anything with a cord, such as your hair dryer.
• Stay away from water sources, including pipes, sinks and showers.
• Do not stand or lean on concrete structures. Metal bars inside the concrete can conduct electricity.
• Seek shelter in a hard-top vehicle if you're stuck outside. Also avoid sitting inside convertible cars, golf carts and motorcycles.
• If swimming or boating when lightning is present, get out of the water and onto dry land.
• Do not touch metal surfaces, such as a sliding door.
• Avoid touching anything served by gas lines, such as water heaters, ovens, furnaces and fireplaces.
• If you're outside and shelter isn't available, crouch down at least 100 feet from tall objects, tuck your head in and cover your ears.
• If someone has been struck by lightning, call 911 or your local ambulance service immediately. If you are qualified, give the person first aid. Lightning victims are safe to touch and need medical attention right away.

Invest in lightning protection

Your best bet for stopping lightning damage in its tracks may be a lightning protection system tailored specifically to your home's architecture. Such a system creates a pathway for lightning bolts, guiding them safely into the ground.

Install lightning surge protection devices

Lightning strikes on or near a power line or utility service are a frequent cause of power surges. Point-of-use surge protection devices (SPDs), combined with a good grounding system, should protect your electronic and electrical appliances from most electrical surges. An SPD does not suppress or arrest a surge; it actually diverts the surge to the ground.

Service entrance SPDs provide protection for your entire electrical system and are usually installed at the electrical panel(s) or at the base of the service meter. These devices help prevent the entrance of overvoltages, which can cause a fire. Surge protection devices are typically installed in conjunction with a lightning protection system.

Lightning Insurance

While there isn't a policy for lightning alone, your homeowners, condo, or renters’ policy can help get you get you back on your feet if lightning does strike. You can also contact your insurance agent if you have coverage questions about damage due to lightning.

Their youngest daughter, State Farm Agent, Beth Moloughney, who gave birth to the first grandchild only 6 weeks earlier, recalls their excitement as the closing date drew near. She also recalls a very important decision her parents made.

 “My parents were faithful and longtime State Farm policyholders. Both my sister and I have had life insurance since we were infants,” Beth said.

Martin and Dorothy approached their State Farm Agent, James Spera to place insurance on the home they were buying in three days. At that meeting, Mr. Spera presented them with additional life insurance quotes to cover the mortgage on their dream home. Martin, feeling they already had enough, said to Mr. Spera, “Every time we come in here you try to sell us more life insurance.” Mr. Spera replied it was his job to make sure that they were properly covered. After some back and forth, they purchased two policies.

The Sonnenbergs left with the binding receipts and went off to close on their dream home. They named it “The Shore House.”

This should be the end of this fairytale story, but like every fairytale, there is some tragedy. This tragedy was earth-shattering.

Three days after closing on their “dream home,” Martin died suddenly. Shattering the family’s world and Martin & Dorothy’s dream of growing old together in The Shore House. But because of the life insurance, the home was paid in full, and Dorothy never had to worry about that property.

At first, Beth was reluctant to spend time there. She felt it was a “death house.” “My Dad died for this,” she thought. But her grandmother sat her down and explained the best way to honor his memory was to do exactly what he had envisioned with the home.

Dorothy kept that home for the next 30 years where all the grandchildren spent their summers learning how to boat, fish, and enjoy all that is the Jersey Shore. It was destroyed by Hurricane Sandy in 2011.

Life insurance changes lives in many ways. Not just the immediate, but sometimes setting us on the path we are meant to be on.

“This is why I am here today as a State Farm Agent. I was able to see firsthand the value of life insurance and how it has a generational impact and leaves a legacy of love beyond words. ” Beth said.

Visit https://www.statefarm.com/ and https://lifehappens.org/ for more information.

Up to 100 participants from across the country are eligible to receive $500 awards to complete a planned wildfire risk reduction project on the event day, Saturday, May 7, 2022. To be considered for a project funding award, participants must submit an application by Monday, February 28, 2022. Apply for an award.

The national campaign, which began in 2014, provides an opportunity for groups and individuals who live in wildfire-prone areas to come together on a single day to complete projects that can help make their homes and communities safer from wildfire. Research shows risks can be lessened when residents invest time in preparing their homes and landscaping to reduce the damage caused by embers during a wildfire. Projects undertaken on Preparedness Day, which can range from a short time commitment up to an entire day, can include:

• Raking and removing pine needles and dry leaves within a minimum of three to five feet of a home’s foundation, continuing up to a 30-foot distance around the home, as time permits, and disposing of collected debris in appropriate trash receptacles.
• Clearing roofs and gutters of dead leaves, debris, and pine needles that could catch embers.
• Collecting downed tree limbs and broken branches and taking them to a disposal site.
• Screening or boxing-in areas below patios and decks with wire mesh to prevent debris and combustible materials from accumulating.

 “Major wildfire incidents resulting in thousands of destroyed homes continue to occur annually in the U.S. and are quickly becoming the dominant type of fire that causes catastrophic multiple deaths and structure loss,” said Lorraine Carli, NFPA vice president of Outreach and Advocacy. “Homeowners need to understand they have a role to play and that they can take action in reducing wildfire risk. Preparedness Day 2022 gives people the chance to not only make a difference in safety on event day but all through the year as well.”

According to the latest NFPA “Fire Safety in the United States since 1980, Through the Lens of the NFPA Fire & Life Safety Ecosystem” report, one million homes were within the perimeter of human-caused wildland/urban interface (WUI) fires from 1992 – 2015, and more than 60 million homes were threatened by such incidents in the same 24-year period. Data from annual reports from NFPA of catastrophic multiple death fires state that a total of 248 people have died in WUI fires from 1988 through 2018.

For more information about Wildfire Community Preparedness Day, how to apply for funding awards, project ideas, and free resources to download, please visit www.wildfireprepday.org.

“State Farm is once again returning value to our California customers while remaining financially strong to keep our promises now and in the future,” said Tom Conley, Sr. Vice President, State Farm. “This additional dividend is another way we’re making adjustments based on driving behaviors to minimize impacts and help our customers.”

Last year, State Farm announced the Good Neighbor Relief Program, which included a dividend for the period of March 20, 2020 to May 31, 2020 as well as auto rate cuts in every state. Together, these actions provided $4.2 billion in savings for State Farm customers. California State Farm auto customers received an average 27.5% dividend and 6.5% auto rate reduction.

Customers do not need to take any action to receive this dividend, which will be mailed in the form of a check as early as May.

When will customers receive their dividend check?

Do customers need to do anything to receive their dividend?

Can customers get a credit instead of a check?

What is the total dividend amount and how was it determined?

Why are customers receiving an additional dividend?

How is each customer’s dividend amount determined?

Does State Farm have the resources to offer this dividend credit?

Do customers need active policies to receive a check?

Does the return of this dividend increase the likelihood that the State Farm Mutual rates will be increased in the near future?

Do customers have to renew their policy in order to obtain the credit?

Who will receive a dividend?

• Every California State Farm Mutual private passenger vehicle policyholder* with an auto insurance policy in-force between June 1, 2020 and December 31, 2020, will receive a dividend. Customers with a Personal Lines Auto policy including Personal Lines Auto, Motorcycle, Business Use Personal Auto, Antique/Classic will receive the dividend in the form of a check.

  *Insurance coverages written pursuant to any residual market or assigned risk programs are exempt

[TOP]

When will customers receive their dividend check?

• We anticipate customers will start seeing these checks as early as May, 2021.

[TOP]

Do customers need to do anything to receive their dividend? 

• Checks will automatically be mailed to customers.

[TOP]

Can customers get a credit instead of a check?

• At this time we are only able to provide this dividend in the form a check.

[TOP]

What is the total dividend amount and how was it determined?

• In total, California State Farm Mutual Auto customers with a private passenger auto policy will receive approximately $400 million in returned premium. On average, customers can expect to receive approximately 18% of their premium for the time period June 1, 2020 through December 31, 2020.

[TOP]

Why are customers receiving an additional dividend?

• State Farm Mutual realized better than anticipated claims results in California during 2020. Our approach remains the same – to continue to monitor driving trends and make adjustments based on driving behaviors.

  As a mutual organization, when financial results and business conditions permit, State Farm may decide to pay dividends to policyholders.

[TOP]

How is each customer’s dividend amount determined?

• The amount received by each policyholder is approximately 18% of that policyholder’s premium for the period June 1, 2020 through December 31, 2020. The average dividend is approximately $100 per policy. All eligible customers will receive at least $10.

[TOP]

Does State Farm have the resources to offer this dividend credit?

• We have the financial strength necessary to help millions of customers recover from the unexpected. We made this decision while maintaining our ability to remain financially strong for our customers to keep our promises now and in the future.

[TOP]

Do customers need active policies to receive a check?

• No. Any California State Farm Mutual auto customer with an in-force policy between June 1, 2020 and December 31, 2020 will receive a dividend check. If a customer had a policy with us for only a portion of that date range, they will receive a pro-rated credit for the period of time they were insured with us.

[TOP]

Does the return of this dividend increase the likelihood that the State Farm Mutual rates will be increased in the near future?

• The dividend will have no impact on future rates. Future rates are based on expected future costs. Generally, dividends return premium to customers when actual experience is better than anticipated. They are a ‘look back’ at how actual results played out, while rate changes allow us to respond to anticipated future trends based on past loss experience.

[TOP]

Do customers have to renew their policy in order to obtain the credit?

• No. Any California State Farm Mutual auto customer with an in-force policy for the time period June 1, 2020 through December 31, 2020 will receive the dividend.

[TOP]

Although he was only 24, the Puerto Rican native who lived in Connecticut had an old soul. He preferred spending time with those more mature than he, and always enjoyed family gatherings.

“Raymond had an infectious laugh and was always thinking of others,” Sabrina says.

That’s why Sabrina believes Raymond’s decision to get life insurance was “a simple act of love.”

The couple had talked about the need to protect loved ones from a loss after the family had a loss. They weighed the need against the relatively small monetary cost.

Sabrina was surprised to learn that a week after that discussion, Raymond went to State Farm® Agent Jon Racow’s office in Wallingford, Conn., to get auto insurance and, after speaking with an agent team member in Jon’s office, Raymond also purchased life insurance.

The couple continued living their lives, looking forward to the family time the holidays always bring. Celebrating Christmas Eve together, Raymond realized he had forgotten one of Sabrina’s gifts at his apartment. Always selfless and attentive, he insisted on going back to get it.

Sadly, he would not return.

On the way, Raymond’s car crashed head-on with another vehicle, with tragic results. Raymond died from his injuries.

Our days are often filled with simple acts of love, one after another, that over time create a better future. Purchasing life insurance is like that, too. It’s a simple act you can take today to ensure your loved ones are protected financially tomorrow if the unthinkable happens.

The Insure Your Love life insurance campaign, held every year in February, was created by the Life Happens organization as a way to highlight the basic motivation behind purchasing life insurance -- protecting the ones you love. State Farm is a member of Life Happens.

Here’s to appreciating all the little things we do and those everyday moments that shape our lives and give it meaning. Protect those everyday moments with life insurance, just like Raymond did.

Sabrina was so grateful and appreciative of the care and attention Jon and his team gave her during the claim process.

“Thanks to them,” she says, “Raymond’s ‘simple act of love’ made it possible for his remains to be sent to his mother in Puerto Rico, so she may lay him to rest in his homeland.”

The blockchain solution is the first of its kind between the insurance industry leaders. In 2019, the companies announced advanced testing of a blockchain solution to automate the time-consuming and paper-heavy processing of subrogation claims. Subrogation  is used by insurers to recover money when settling claims between their customers. Since then, the solution has been extensively tested using historical data and is now in full production.

“We are always looking at ways we can operate more efficiently to benefit our customers," said Robert Yi, chief claim officer at State Farm. “In most cases, this blockchain solution will assist in speeding up subrogation recovery, resulting in an earlier return of the customer's deductible.”

Companies across many industries are using blockchain technology to securely store data and manage transactions. With its unique encryption and security features, blockchain has the potential to affect and transform many industries.

“Carrier-to-carrier claims payments will be almost completely automated in the future, saving time and money,” said Sean Burgess, USAA chief claims officer. “Utilizing blockchain technology helps us securely improve and automate a manual process and ultimately gets money back to our members and customers faster.”

Every year, about 75,000 subrogation checks are exchanged between State Farm and USAA. With the move to full production, the companies hope to see other carriers sign-on to participate throughout 2021.

“We are actively seeking other insurers to join us in this subrogation blockchain solution," Yi said. “The more insurers that embrace secure and efficient technology solutions, like blockchain, the greater the return for all of our insurance customers.”

What is Blockchain?

Blockchain is a distributed ledger technology that can be used to manage transactions and store information using cryptography (i.e., mathematical algorithms and secret keys that encrypt data), peer-to-peer networking and data storage. This type of digital technology can create value in ways customers wouldn’t expect from their insurance company. Subrogation is one example where blockchain technology has the potential to reduce expenses while making processes more efficient and secure. No sensitive personal data is shared using this blockchain solution.

What is Subrogation?

Subrogation describes the right held by most insurance carriers to legally pursue a third party that caused a loss to an insured. Information about the claim is collected and the insurance companies negotiate the claim amount. If an agreement is reached, the  insurer of the at-fault party submits payment to the other insurer on an individual claim basis.

Check It Out...

Giving Tuesday: State Farm^® is Sponsoring the St. Jude Livestream

State Farm is the presenting sponsor of the second-annual St. Jude Livestream, benefiting St. Jude Children’s Research Hospital. It will stream on YouTube, beginning at 10 a.m. PT on Tuesday, Dec. 1.

Throughout this nine-hour fundraising event, appearances will be made by Jake from State Farm and YouTubers The Game Theorists, Rosanna Pansino, The Try Guys and Safiya Nygaard.

As the presenting sponsor, State Farm is donating $250,000 to St. Jude. In 2019, this livestream raised more than $1.3M.

You can watch the livestream on The Game Theorists YouTube channel.

In the News: PRNews Daily Scoop: State Farm and St. Jude Embrace #GivingTuesday (12/01/20)

Jake from State Farm is the Khaki Cape

In this new Ultimate Comic, Jake from State Farm becomes the hero Khaki Cape and aids the Avengers like a good neighbor!

Marvel Storyboards Series

Marvel New Media just launched Storyboards – a six-episode interview series with famous storytellers. Marvel artist, writer and former editor in chief, Joe Quesada, talks with storytellers about their personal “origin” stories and what drives their storytelling passion.

State Farm is sponsoring the first two seasons of the series. It leads off with Hugh Jackman, known for his 17-year portrayal of Wolverine in the X-men series. The 10-15 minute interviews will be released on Thursdays for viewing on Marvel’s social media channels – YouTube, Facebook, Instagram and Twitter.

State Farm Charity Streams

The charity stream series kicked-off July 20 on DrLupo's Twitch channel. Jake from State Farm & DrLupo raised over $70,000 for St. Jude's Children's Research Hospital during this live event. 

Additional streams featuring other popular streamers will support organizations they are passionate about. The next charity stream will be held November 11. Check back for details.

Conan's State Farm Good Neighbor Tips

Good Neighbor Tips: Toilet Paper Edition (05/14/20)

Good Neighbor Tips: Mask Edition (05/21/20)

Good Neighbor Tips: Donations (05/27)

Jake from State Farm Accepts the All In Challenge - Joins Patrick Mahomes and Aaron Rodgers in the effort to alleviate food insecurity.

Jake will be your host for a once-in-a-life time VIP fan experience at the 2021 NBA All-Star weekend. Package includes: courtside seats at State Farm All-Star Saturday Night, two tickets to the All-Star and Rising Stars games, access to other related events, photo opportunities, a basketball signed by Chris Paul, airfare, lodging and much more.

100% of the money raised through will go directly to Feeding America, Meals On Wheels, World Central Kitchen and No Kid Hungry. Sweepstakes entries and auctions bids start at only $10. The effort has already raised nearly $32 million to provide food for kids, the elderly and front-line heroes.

Previously Aired...

iHeart Radio Living Room Concert Series Raised Over $610k

Americans came together in their living rooms to enjoy the 8-week concert series by some of the biggest artists in music. We celebrated the importance of community and being a “good neighbor” through the power of music and togetherness. Among the artists featured were: Thomas Rhett, SHAED, Brett Eldredge, Sam Smith, Katy Perry, H.E.R. and The Killers.

The episodes honored essential workers and also focused on racial inequality. All episodes featured a donation to a charitable organization, along with a call-to-action encouraging viewers to donate. The charity streams raised over $610,000.

ESPN “The Last Dance”

Sundays through May 17

This highly anticipated, 10-part documentary series chronicles Michael Jordan and the 1990s Chicago Bulls. It features never-before-seen footage from the 1997-98 season as the team pursued its sixth NBA championship in eight years. It will air on ESPN over five weeks from Sunday, April 19 through Sunday, May 17.

State Farm is also presenting sponsor of “Jalen & Jacoby: The After Show." This live digital exclusive show with ESPN’s Jalen Rose and David Jacoby will stream live on social media channels and the ESPN App immediately after each episode. It will feature reactions and a conversation with “The Last Dance” director Jason Hehir (“The Fab Five,” “The ’85 Bears,” “Andre the Giant”).

In The News:

• USAToday: A prescient State Farm ad with Kenny Mayne had everyone fooled during 'The Last Dance' (4/20/20) 
• ESPN: ESPN's Michael Jordan documentary: Big takeaways from Episodes 1 and 2 of 'The Last Dance' (4/20/20)

Commencement: Speeches for the Class of 2020 

Friday, May 15 - Sunday, May 16

After four long years of hard work, commencement offers one last moment to reflect before you toss your hat into the air and take on the world. Since most graduates won’t get to attend their ceremony in person, the biggest names across industries, are writing a commencement speech just for them. From 4-star generals to all-star comedians, legendary coaches to John Legend himself, these are the words we hope will inspire.

The podcast series will be published on Friday, May 15. Beginning that day iHeartMedia-owned radio stations across the country will also air featured clips from Commencement: Speeches for the Class of 2020 every hour. It will then culminate Sunday night – National Graduation Day – with a series of on-air commencement specials on all iHeart stations between 7 p.m. and midnight local time.

Among those sharing words of wisdom: former Secretary of State Hillary Clinton; philanthropists and business leaders Bill and Melinda Gates; singer-actor Becky G; actor Freida Pinto, stand-up comedian George Lopez; director and actor Henry Winkler; author John Green; singer Mary J. Blige; T-Mobile CEO Mike Sievert; actor-singer Rita Wilson; singer-songwriter Smokey Robinson; rapper and record producer T.I.; Apple CEO Tim Cook; and news anchor Tom Brokaw.

The event is brought to you by DORITOS® , State Farm® , T-Mobile and the 2020 Census.

Disney Family Singalong - Volume 2 

Sunday, May 10, 7 p.m. ET on ABC

The Disney Family Singalong: Volume II brings inventive at-home choreography and even more Disney magic. Again, an animated Mickey guides on-screen lyrics allowing us to follow along in perfect harmony as favorite celebrities and their families sing memorable Disney songs.

This show will open with a vocal warmup coached by Tituss Burgess and feature introductions by Dwyane Wade, Gabrielle Union and their family. Among the fan favorites performing: Christina Aguilera, Sabrina Carpenter, Jennifer Hudson, John Legend, Lang Lang, Maren Morris and Katy Perry.

The special will also raise awareness and funds for FeedingAmerica.org/FeedTheLove. Their nationwide network of food banks is helping people facing hunger due to COVID-19.

TODAY Loves Teachers 

Thursday, May 7, 8:30 a.m. ET

Watch how teachers in communities across the country continue to inspire their students to reach their potential and realize their dreams. State Farm® teams up with the TODAY Show recognition of Teacher Appreciation Week. The segment salutes some - of the many - incredible educators. 

Each of the teachers featured will receive a $10,000 donation for their school from State Farm.

Conde Nast (Vogue) Met Gala First Monday in May

Monday, May 4, 6 p.m. EDT

Though the iconic Met Gala physical event is postponed, throughout the day, Vogue will look back at highlights from previous years, from breathtaking red-carpet ensembles to memorable moments. The day will conclude with “A Moment With the Met”—an intimate celebration, available via livestream exclusively on YouTube.

The event features an address by Vogue editor in chief Anna Wintour, a special live performance by Florence and the Machine, and a DJ set from Virgil Abloh. State Farm is the exclusive sponsor of “A Moment With the Met.”

A Parks and Recreation Special

Thursday, April 30, 8:30 p.m ET/PT

The fine citizens of Pawnee, Ind., are reuniting to raise funds for Feeding America’s COVID-19 Response Fund. All of the original Parks and Rec characters played by original cast members will return in the 30-minute special.

"The Paley Center Salutes Parks and Recreation,” a tribute to what the show means to people, will air ahead of the special at 8 p.m. ET. 

Donations from the telecast will help food banks secure the resources needed to serve the most vulnerable members of our communities at this difficult time. 

State Farm and Subaru of America will each make matching donations of $150,000. Combined with donations from NBCUniversal and the writers/producers/cast of “Parks and Recreation,” a total of $500,000 in matching donations will be made through May 21.

In the spirit of Leslie Knope and do-gooders everywhere, donate if you can.

In The News:

• Forbes: ‘Parks And Recreation’ Special Scores On NBC; Raises $2.8 Million For COVID-19 Relief (05/03/20)

Rock the House for Animals

Thursday, April 30 - preshow 7 p.m. ET, concert 8 p.m. ET

Livestream concert featuring multi-Grammy Award winning superstar Rob Thomas, Chris Daughtry and Gavin DeGraw. Concert donations support critical work to help all animals, including pets and their people impacted by COVID-19. Proceeds benefit the Humane Society of the United States, working together with Sidewalk Angels Foundation.

In times of economic distress, pet owners can be forced to surrender their beloved companions when the cost of caring for them exceeds their ability to pay for medical care and supplies.

The livestream will run on the HSUS Facebook, YouTube and Twitch.

“One World: #TogetherAtHome” 

Saturday, April 18 at 2-8 p.m. ET

State Farm is a proud sponsor of One World: Together At Home. Tune into this historic, one-night event. It will feature performances by recording artists and comedians, updates from global health leaders, and stories from frontline workers—all in the name of supporting the World Health Organization’s Solidarity Response Fund. Find out where and when to watch and how you can join us and support the cause.

WNBA Draft Presented by State Farm

Friday, April 17 at 7 p.m. ET on ESPN

The WNBA will conduct a virtual draft without players, guests, and media. WNBA Commissioner Cathy Engelbert will announce the draft picks live on ESPN with coverage beginning at 7 p.m. ET, and top prospects will take part remotely. The draft will also be available on the ESPN App.

WNBA commissioner Cathy Engelbert will unveil a COVID relief element to start the Draft. State Farm has contributed to WNBA relief efforts.

Disney Family Singalong 

Thursday, April 16, 8-9 p.m. ET on ABC

A night of magic and music hosted by Ryan Seacrest, this nationwide singalong event will feature celebrities and their families singing their favorite Disney tunes from their homes. Presented with limited commercial interruption.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Matt Steele. “As a result, we’re looking for ways to continue supporting our Minnesota customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Minnesota are subject to regulatory review. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA Maggie Oleson. “As a result, we’re looking for ways to continue supporting our Wisconsin customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Wisconsin are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA, Eloy Martinez. “As a result, we’re looking for ways to continue supporting our New Mexico customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in New Mexico are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA, Terry Barton. “As a result, we’re looking for ways to continue supporting our Iowa customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Iowa are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA Matt Steele. “As a result, we’re looking for ways to continue supporting our North Dakota customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in North Dakota are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Tom Conley, SVP. “As a result, we’re looking for ways to continue supporting our Alaska customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Alaska are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA Kenneth Whitehair. “As a result, we’re looking for ways to continue supporting our Nevada customers while we monitor and adjust to trends.”

Rate changes in Nevada are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA Kenneth Whitehair. “As a result, we’re looking for ways to continue supporting our Wyoming customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Wyoming are subject to regulatory review. Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said State Farm Senior Vice President Rob Stewart. “As a result, we’re looking for ways to continue supporting our Ohio customers while we monitor and adjust to trends.”

In addition to this auto rate reduction, the discount for participating in Drive Safe & Save™ has increased to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage, and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Dan Krause, Senior Vice President. “As a result, we’re looking for ways to continue supporting our Kentucky customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Phillip Hawkins, State Farm Senior Vice President. “As a result, we’re looking for ways to continue supporting our Louisiana customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Phillip Hawkins, Sr. Vice President, State Farm. “As a result, we’re looking for ways to continue supporting our Oklahoma customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Oklahoma are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Dan Krause, Senior Vice President. “As a result, we’re looking for ways to continue supporting our Tennessee customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA Laura Kunewa. “As a result, we’re looking for ways to continue supporting our Arizona customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Arizona are subject to regulatory review. Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA Kenneth Whitehair. “As a result, we’re looking for ways to continue supporting our Utah customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Utah are subject to regulatory review. Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Eloy Martinez, VPA. “As a result, we’re looking for ways to continue supporting our Colorado customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Colorado are subject to regulatory review. Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA Terry Barton. “As a result, we’re looking for ways to continue supporting our South Dakota customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in South Dakota are subject to regulatory review. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said VPA Terry Barton. “As a result, we’re looking for ways to continue supporting our Nebraska customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Nebraska are subject to regulatory review. Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Joe Spicer, Vice President – Agency/Sales. “As a result, we’re looking for ways to continue supporting our New York customers while we monitor and adjust to trends.”

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Lyndsey Wellens, Vice President – Agency/Sales. “As a result, we’re looking for ways to continue supporting our Pennsylvania customers while we monitor and adjust to trends.”

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Matt Hodson, Vice President – Agency/Sales. “As a result, we’re looking for ways to continue supporting our Maine customers while we monitor and adjust to trends.”

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Phillip Hawkins, Sr. Vice President, State Farm. “As a result, we’re looking for ways to continue supporting our customers while we monitor and adjust to trends.”

This applies to current customers at policy renewal, as well as new and returning customers. 

As part of a move to reduce auto rates nationally, State Farm has also recently filed rate reductions in Illinois and Kansas. State Farm reduced Kansas auto rates 9.3% totaling $32.9 million for 515,000 customers and in Illinois, State Farm reduced rates by 13.7% totaling $320 million for 2.8 million customers.

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

When will customers receive their dividend credit?

Does an insured have to be with State Farm on March 20 to receive the credit?

What type of policies will receive the credit?

Do customers need to do anything to receive their dividend credit?

How much dividend credit will customers get?

How is each customer’s dividend amount determined?

Can customers get a check instead of a credit?

What is the total dividend amount and how was it determined?

Who can customers talk with about payment options for accounts?

Besides the dividend credit, what are other ways I can save on my auto insurance bill?

Does the return of this dividend increase the likelihood State Farm Mutual rates will be increased in the near future?

Besides the dividend credit, what are other ways customers can save on their auto insurance bill?

Do customers have to renew their policy in order to obtain the credit?

Who will receive a dividend?

• Every Mutual Auto policyholder with an auto insurance policy in-force between March 20 and May 31, 2020, will receive a dividend. Customers with a Personal Lines Auto, Motorcycle, RV, Business Use Personal Auto, Commercial Auto, School Bus and/or Antique/Classic policy will receive the dividend as a premium credit to their policy.

[TOP]

When will customers receive their dividend credit?

• We anticipate State Farm Payment Plan (SFPP) customers will receive the credit beginning as early as June but most will see the credit applied to their July bill. Customers not enrolled in the State Farm Payment Plan (SFPP) should see the credit applied at their next renewal. We are crediting customers’ bills at the earliest opportunity after the credit period of March 20 – May 31. Depending on the date of a customer’s renewal, the next bill for some customers may not be until late 2020 or early 2021. By providing this in the form of a credit, we’re able to reduce the amount a customer will need to pay on their next bill in the most efficient and cost-effective way which benefits all customers.

• For customers with specific questions, we encourage you to reach out to your agent. They’re working with customers one-on-one to explain your bill and provide payment options.

[TOP]

Does an insured have to be with State Farm on March 20 to receive the credit? 

• No, as long as they are a State Farm Mutual policyholder at some point in time between March 20 and May 31, they will receive the credit.
• New customers to State Farm will receive this credit for the period of time they are insured with us during this date range.

[TOP]

What type of policies will receive the credit?

• Customers with a Personal Lines Auto, Motorcycle, RV, Business Use Personal Auto, Commercial Auto, School Bus and/or Antique/Classic policy will receive the dividend.

[TOP]

Do customers need to do anything to receive their dividend credit?

• No. Credits will be applied automatically.
• State Farm is not contacting customers requesting financial account or credit card information in order to receive a dividend or a credit. If you receive this type of call, do not provide any personal information. This type of phone scam and other scams are on the rise. Learn how to report suspicious calls and tips for helping protect your information.

[TOP]

How much dividend credit will customers get?

• Customers can expect to receive a dividend on average of 25 percent of premiums owed during the period March 20 and May 31. This amount will vary from one customer to the next. This works out to about $20 per month for each vehicle insured.

[TOP]

How is each customer’s dividend amount determined?

• The amount received by each policyholder is a percentage of that policyholder’s premium owed for the period between March 20 and May 31.

[TOP]

Can customers get a check instead of a credit?

• No. The intent is to provide the dividend in the most cost-efficient manner - applied as a premium credit to outstanding or upcoming bills.

[TOP]

What is the total dividend amount and how was it determined?

• Up to $2 billion is appropriate based on the claim and driving behaviors during the COVID-19 period. It positions the Company to maintain its financial strength while continuing to serve customers and deliver on the promises we make to be there when the unexpected happens.
• The amount was determined by indications of lower loss costs due to less driving in this time. State Farm Mutual, as a mutual company focused solely on serving customers, was able to provide this dividend.

[TOP]

Who can customers talk with about payment options for accounts?

• Customers can talk with their State Farm agent. State Farm agents are working with customers one-on-one to provide payment options. Customers do not need to take any action to receive the dividend.

[TOP]

Does State Farm have the resources to offer this dividend credit?

• We have the financial strength necessary to help millions of customers recover from the unexpected. We made this decision to provide customers short-term solutions while maintaining our ability to remain financially strong for our customers to keep our promises now and in the future.

[TOP]

Does the return of this dividend increase the likelihood that the State Farm Mutual rates will be increased in the near future?

• No. Future rates are based on expected future costs. The dividend will have no impact on future rates.

Besides the dividend credit, what are other ways customers can save on their auto insurance bill?

• Customers can talk with their State Farm agent about other ways to save. For example, our Drive Safe & Save® program puts customers in control of their discount. How customers drive determines how much they save – up to 30% or more, and they’ll save just by signing up.

[TOP]

Do customers have to renew their policy in order to obtain the credit?

• No. Any customer with an in-force policy between March 20 and May 31 will receive a premium credit.

[TOP]

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Tom Conley, SVP. “As a result, we’re looking for ways to continue supporting our Washington customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Tom Conley, SVP. “As a result, we’re looking for ways to continue supporting our Hawaii customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Hawaii are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Tom Conley, SVP. “As a result, we’re looking for ways to continue supporting our Montana customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Montana are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Joe Spicer, Vice President - Agency/Sales. “As a result, we’re looking for ways to continue supporting our New Jersey customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Tom Conley, SVP. “As a result, we’re looking for ways to continue supporting our Idaho customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Idaho are subject to regulatory approval. Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Jason Bloom, Vice President – Agency/Sales. “As a result, we’re looking for ways to continue supporting our D.C. customers while we monitor and adjust to trends.”

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Matt Hodson, Vice President – Agency/Sales. “As a result, we’re looking for ways to continue supporting our Connecticut customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Dan Krause, Senior Vice President. “As a result, we’re looking for ways to continue supporting our North Carolina customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Dan Krause, Senior Vice President. “As a result, we’re looking for ways to continue supporting our Florida customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Phillip Hawkins, State Farm Senior Vice President. “As a result, we’re looking for ways to continue supporting our Texas customers while we monitor and adjust to trends.”

The rate reduction applies to current customers at policy renewal, as well as new and returning customers.

In addition, the discount for participating in Drive Safe & Save is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Rate changes in Texas are subject to regulatory review. Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Matt Hodson, Vice President – Agency/Sales. “As a result, we’re looking for ways to continue supporting our Connecticut customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Dan Krause, Senior Vice President. “As a result, we’re looking for ways to continue supporting our Alabama customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.

Since 1973, mandatory unlimited Personal Injury Protection (PIP) has been in place for all drivers. Beginning July 2nd, consumers will have a choice of PIP medical coverages and may save money, instead of paying some of the highest rates in the nation.

State Farm agents are assisting drivers with quotes on future auto coverage. There are several options drivers can choose from, and having a conversation with a State Farm agent can break down the options so you can make the best choice for you and your family. PIP options include:

• Option 1: Unlimited Coverage (this would be the same as you have today)
• Option 2: Up to $500,000 in coverage
• Option 3: Up to $250,000 in coverage
• Option 4: Up to $250,000 in coverage with some or all persons excluded from PIP medical. For instance, you may qualify for this option if you have qualified health insurance. That means your health care policy does not exclude auto injuries and your deductible is not greater than $6000.
• Option 5: You can choose $50,000 in coverage if you’re enrolled in Medicaid and meet other eligibility criteria.
• Option 6: PIP Medical Opt-Out. You can choose to have no PIP medical if you have Medicare Parts A & B and again, if you meet other eligibility criteria.

“State Farm understands how overwhelming this process can be for drivers,” says State Farm Area Vice President Alec Hagan. “Sitting down with an agent and actually having a conversation will make a difference in being able to make an informed decision.”

While your new rates won’t start until July 2^nd, it is good for drivers to understand their options ahead of time. State Farm is offering customers the option of taking advantage of the new coverage options before their renewal date. We encourage drivers to make an appointment with a State Farm agent today to learn more about your options for keeping you and your family covered on the road.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said State Farm Senior Vice President Rob Stewart. “As a result, we’re looking for ways to continue supporting our Illinois customers while we monitor and adjust to trends.”

In addition to this auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage, and any opportunities for discounts, including Drive Safe & Save.

“Current State Farm driving data and claims experience show a considerable decline in miles driven and fewer accidents,” said Glenda Beach, Vice President – Agency/Sales. “As a result, we’re looking for ways to continue supporting our Delaware customers while we monitor and adjust to trends.”

In addition to the auto rate reduction, the discount for participating in Drive Safe & Save™ is increasing to 10%, and empowers drivers to save more on their auto premiums through driving behaviors.

Customer rate reductions will vary based on their individual renewals. Customers are encouraged to visit with their State Farm agent about individual policies, coverage and any opportunities for discounts, including Drive Safe & Save.