Bloomington, IL,
14:55 PM

Hurricane Irma

We’re Here to Help in times of need. Customers impacted by Irma can contact their local agent, call 1-800-SFCLAIM (1-800-732-5246), or visit to start the claim process.

Understanding Florida Assignment of Benefits (AOB)

Don't make a costly MISTAKE!

Given the possibility of damage and claims from the approaching storm, we want to make Floridians aware of an important issue called AOB (Assignment of Benefits).

If you are insured with State Farm, please follow these tips to keep your rights with your claim:

  • If you have a property damage loss in your home, contact State Farm immediately to report the claim. We are here to help 24/7. 1-800-SFCLAIM (1-800-732-5246)
  • Be careful before signing anything without fully reading the documents. An AOB transfers the payment and many rights of your claim to the vendor or contractor for the services provided or to be provided. Keep your rights!
  • Preserve all building and/or plumbing materials removed by any contractor or vendor until you speak with State Farm.

If you have any additional questions about Assignment of Benefits, contact your local State Farm agent or for additional details.

Click here to view the AOB Fact Sheet and Red Flag Checklist from the Florida Office of Insurance Regulation.


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About State Farm®:

For over 100 years, the mission of State Farm has been to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. State Farm and its affiliates are the largest providers of auto and home insurance in the United States. Its more than 19,400 agents and 67,000 employees serve over 91 million policies and accounts – including auto, fire, lifehealth, commercial policies and financial services accounts. Commercial auto insurance, along with coverage for rentersbusiness ownersboats and motorcycles, is also available. State Farm Mutual Automobile Insurance Company is the parent of the State Farm family of companies. State Farm is ranked No. 44 on the 2023 Fortune 500 list of largest companies. For more information, please visit

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